Electronic Deposit Services
Imagine depositing checks into your account from the comfort of your home or anywhere you have access to the internet! No more waiting to get to the credit union. No more searching for ATMs that accept deposits.
Mobile Deposit Capture allows you to deposit checks to your Diamond Credit Union savings or checking accounts using the camera on your mobile device and the Diamond Credit Union Mobile App. Deposits are available instantly up to $1,500*. Just look for the Check Deposits icon after logging into the Mobile App. The app is free to download and use.
Instant Deposits Online allows you to submit check deposits through NetBranch Online Banking into your Diamond checking or savings accounts and have immediate access to those funds, up to $1500*, anytime 24/7. Once your checks are received, the remaining amount of those funds may be available to you.
What is Instant Deposits Online?
Instant Deposits Online allows you to submit check deposits online through NetBranch Online Banking from any computer into your Diamond Checking or Savings accounts and have immediate access to those funds, up to $1500*, anytime 24/7. Once your checks are received, the remaining amount of those funds may be available to you.
How do I access Instant Deposits Online?
Access is easy! Just sign into NetBranch then click the All Services tab and choose the Instant Deposits icon. If you are a member and not already enrolled in NetBranch, stop by any branch or click here for quick and easy enrollment online.
How does Instant Deposits Online work?
Once you are registered, you can go into NetBranch and any time, click on the All Services tab and choose the Instant Deposits icon. Complete the information required about your check deposit, then be sure we receive your checks via postal mail within ten (10) days of your online transaction. We’ll credit your account immediately, so the funds, up to $1500*, will be available for you to pay bills online, write checks, withdraw as cash or transfer to other accounts the moment you complete your deposit. Upon request, Diamond will provide pre-printed mailing labels to help ensure that we process your checks quickly and accurately.
How much can I deposit?
The maximum single deposit amount for Instant Deposits Online is $10,000. This amount can consist of 1 to 20 checks. There is no limit to the number of deposits you can make in a single day, however, we will not advance more than $1,500 at any given time, regardless of number of deposits or deposit amounts.
How many days do I have to submit my checks after I complete my deposit online?
We must receive your checks within ten (10) days of the online transaction date. Use the pre-printed mailing labels (available in NetBranch or at any member service center) and drop them in the mail.
Is Instant Deposits Online available to all members?
Due to the unique nature of this product, certain qualifications exist to qualify for Instant Deposits Online. For instance, you must be a member in good standing, over 18 years of age, with an open checking account, and have been a member for 30 days or more to be eligible.
Which of my accounts will accept deposits through Instant Deposits Online?
Any Diamond Checking, Savings, Money Market, or Club account will accept deposits.
Can I deposit to more than one account type at a time?
Yes. Once logged in, you may choose your account type and distribution amount to each account from your total deposit amount.
Can I submit my checks at a Diamond Branch or ATM to ensure that my deposit is received within the ten days?
No. Online deposits should be mailed as instructed to ensure proper processing.
*Certain conditions and restrictions apply; limited to $1,500 release.