That's YOUnity
That's Younity

Rates

Lending Products

From auto loans, to home equity loans, lines of credit, mortgages and beyond, Diamond is your resource for a wide variety of loans.

Auto, Motorcycle and RV Loan Rates

Whether your vehicle has two wheels or four or can accompany any family through a wilderness or cross-country trip, Diamond has numerous new/used auto loan rates to choose from. Purchase or refinance options are available with terms lengths up to 180 months.

New / Used Auto

Loan Disclosure
TermRate as low as
Up to 36 months2.99% APR
37 to 66 months3.34% APR
67 to 75 months3.74% APR
76+ months4.24% APR
Apply For: Pre-Approval Purchase Refinance

New / Used Motorcycle

Loan Disclosure
TermRates as low as
Up to 36 months3.49% APR
37 to 66 months3.99% APR
67 to 72months4.99% APR
73+ months5.79% APR
Apply For: Purchase Refinance

New / Used RVs

Loan Disclosure
AmountTermRates as low as
Financing $50,001 or moreUp to 180 months6.99% APR
Financing $25,001 to $50,000Up to 120 months7.99% APR
Financing $2,500 to $25,000Up to 84 months8.99% APR
Apply For: Purchase Refinance
Mortgage Rates

Diamond offers a variety of mortgage options including fixed rate, variable rate, FHA, and a First Time Homebuyer Program.

Mortgages (starting rates shown)

Loan Disclosure
Loan TypeInterest RateAPR
Conventional 30 Year3.750%3.8230%
Conventional 20 Year3.500%3.6000%
Conventional 15 Year3.250%3.3780%
Conventional 10 Year3.250%3.4350%
Adjustable Rate/OtherContact DiamondContact Diamond
Apply For: Apply for Mortgage in Minutes Have a Mortgage Expert Contact Me
Home Equity Rates

Diamond offers three different types of Home Equity Loans to members: First Lien, 2nd Mortgage, and Line of Credit. Home Equity loans are a great option to use for an unexpected home improvement project, medical bills, or even college expenses. No matter the planned or unplanned expense, we’re here to provide you with a solution that will keep some change in your pockets.

First Lien Home Equity Loans

Loan Disclosure
TermRates as low as
10 years3.77% APRApply
15 years4.02% APRApply
20 years4.52% APRApply

2nd Mortgage Home Equity Loans

Loan Disclosure
TermRates as low as
6 years4.29% APRApply
11 years4.59% APRApply
15 years4.89% APRApply
20 years5.79% APRApply

Home Equity Line of Credit

Loan Disclosure
Details
Borrow 90%
Prime minus 0.25% APR (4.00% Floor)
Currently priced at 4.75% APR
Apply For: Home Equity Line of Credit
Personal Loan Rates

If an auto or home equity loan isn’t what you’re looking for right now, one of our personal loans is sure to fit your current situation.

Unsecured Loans

Loan Disclosure
Loan TypeAPR
Personal Loan8.89%Apply
Express Cash8.89%Apply

Deposit Accounts

One of the benefits of banking with a credit union is our ability to offer higher interest rates on deposit accounts.

Interest-Bearing Checking Account Rates

Diamond offers two interest-bearing checking accounts and both let your money work harder for you. These accounts make you money and gives you the ability to write checks, use a debit card, enjoy full mobile/online banking access, and more.

Interest-Bearing Checking Accounts

Deposit Disclosure
AccountTierRate
Checking Plus$1000 Minimum Deposit*.25% APY
Money Market Checking$10,000 Minimum Deposit***.50% APY
Share Certificates (includes IRA Certificates) Rates

Deposit a fixed amount of money for a set period of time and earn a market-leading rate on your funds. Regular Share Certificates and Jumbo Share Certificates are available. Jumbo Certificates feature a super-sized rate with a minimum deposit of $75,000.

Share Certificates

Deposit Disclosure
TermJumbo CertificateRegular Certificate
45 Day.85% APY.75% APY
90 Day1.00% APY.90% APY
26 Week1.55% APY1.50% APY
12 Month1.85% APY1.80% APY
18 Month1.90% APY1.85% APY
24 Month1.95% APY1.90% APY
30 Month2.05% APY2.00% APY
36 Month2.15% APY2.10% APY
48 Month2.20% APY2.15% APY
60 Month2.30% APY2.20% APY
10 Year2.30% APY2.20% APY
Money Market Deposit Accounts (includes IRA MM) Rates

Higher rates than savings accounts with more accessibility than Share Certificates/CDs, Money Markets, offer security and flexibility. Access your funds, which are federally insured up to $250,000, anytime.

Money Market Deposit Accounts (includes IRA MM)

Deposit Disclosure
AccountTierRate
Choice Money Market$50,000 min.95% APY
Marquee Money Market$25,000+.65% APY
$2,500 - $24,999.45% APY
Premier Money Market$10,000+.40% APY
$2,500 - $9,999.30% APY
Health Savings Accounts Rates

Save money, pre-tax, to use towards high-deductible health insurance and earn interest too.

Health Savings Deposit Accounts

Deposit Disclosure
AccountTierRate
Health Savings Checkingno minimumn/a
Health Savings Money Market$10,000 and up.35% APY
$2,500 to $9,999 min.20% APY
$1,000 to $2,499 min.125% APY

Health Savings Share Certificates

Deposit Disclosure
TermTierRate
26 week$1,000 min1.50% APY
12 month$1,000 min1.80% APY
36 month$1,000 min2.10% APY
60 month$1,000 min2.20% APY

Have you found the rates that you were looking for?

Diamond is dedicated to helping keep your financial health in peak condition to ensure a bright financial future for you and your family. Have a few questions that you’d like to speak to a Diamond representative about?

Contact Diamond

*Actual Annual Percentage Rate is based on the value of an index and may vary according to overall credit history, total account relationship and payment method. The index is the highest Prime Rate published in The Wall Street Journal on the last business day of the month. To determine your Annual Percentage Rate applied to your line, we will add a margin to the value of the index. The maximum Annual Percentage Rate that can be charged is 18%. The line has a variable rate feature and the Annual Percentage Rate and the minimum monthly payment can change as a result. Other terms and conditions apply based on the type of loan you establish.

**Consult your tax advisor regarding the deductibility of mortgage interest and charge.

Community News
Community News
Contact Diamond
Contact Diamond
Locations & Hours
Locations & Hours
YOUnity Events
YOUnity Events