Competitive Deposit & Loan Rates | Credit Union| DIAMOND CU

Lending Products

From auto loans, to home equity loans, lines of credit, mortgages and beyond, Diamond is your resource for a wide variety of loans.

Auto, Motorcycle and RV Loan Rates

Whether your vehicle has two wheels or four or can accompany any family through a wilderness or cross-country trip, Diamond has numerous new/used auto loan rates to choose from. Purchase or refinance options are available with terms lengths up to 180 months.

New / Used Auto

Loan Disclosure

Term	Rate as low as
Up to 36 months	2.99% APR
37 to 66 months	3.19% APR
67 to 75 months	3.59% APR
76+ months	3.99% APR

Apply For: Auto Pre-Approval Auto Purchase Auto Refinance

New / Used Motorcycle

Loan Disclosure

Term	Rates as low as
Up to 36 months	3.39% APR
37 to 66 months	3.79% APR
67 to 72months	4.59% APR
73+ months	5.59% APR

Apply For: Motorcycle Purchase Motorcycle Refinance

New / Used RVs

Loan Disclosure

Amount	Term	Rates as low as
Financing $50,001 or more	Up to 180 months	6.99% APR
Financing $25,001 to $50,000	Up to 120 months	7.99% APR
Financing $2,500 to $25,000	Up to 84 months	8.99% APR

Apply For: Purchase Refinance

Mortgage Rates

Diamond offers a variety of mortgage options including fixed rate, variable rate, FHA, and a First Time Homebuyer Program.

Mortgages (starting rates shown)

Loan Disclosure

Loan Type	Interest Rate	APR
Conventional 30 Year	3.625%	3.6970%
Conventional 20 Year	3.375%	3.4750%
Conventional 15 Year	3.125%	3.2530%
Conventional 10 Year	3.125%	3.3100%
Adjustable Rate/Other	Contact Diamond	Contact Diamond

Apply For: Apply for Mortgage in Minutes Have a Mortgage Expert Contact Me

Home Equity Rates

Diamond offers three different types of Home Equity Loans to members: First Lien, 2nd Mortgage, and Line of Credit. Home Equity loans are a great option to use for an unexpected home improvement project, medical bills, or even college expenses. No matter the planned or unplanned expense, we’re here to provide you with a solution that will keep some change in your pockets.

First Lien Home Equity Loans

Loan Disclosure

Term	Rates as low as
10 years	3.69% APR	Apply
15 years	3.94% APR	Apply
20 years	4.44% APR	Apply

2nd Mortgage Home Equity Loans

Loan Disclosure

Term	Rates as low as
6 years	3.89% APR	Apply
11 years	3.99% APR	Apply
15 years	4.39% APR	Apply
20 years	5.49% APR	Apply

Home Equity Line of Credit

Loan Disclosure

Details
Borrow 90%
Prime minus 0.25% APR (4.00% Floor)
Currently priced at 4.75% APR

Apply For: Home Equity Line of Credit

Personal Loan Rates

If an auto or home equity loan isn’t what you’re looking for right now, one of our personal loans is sure to fit your current situation.

Unsecured Loans

Loan Disclosure

Loan Type	APR
Personal Loan	7.89%	Apply
Express Cash	8.89%	Apply

Deposit Accounts

One of the benefits of banking with a credit union is our ability to offer higher interest rates on deposit accounts.

Interest-Bearing Checking Account Rates

Diamond offers two interest-bearing checking accounts and both let your money work harder for you. These accounts make you money and gives you the ability to write checks, use a debit card, enjoy full mobile/online banking access, and more.

Interest-Bearing Checking Accounts

Deposit Disclosure

Account	Tier	Rate
Checking Plus	$1000 Minimum Deposit*	.25% APY
Money Market Checking	$10,000 Minimum Deposit***	.50% APY

Share Certificates (includes IRA Certificates) Rates

Deposit a fixed amount of money for a set period of time and earn a market-leading rate on your funds. Regular Share Certificates and Jumbo Share Certificates are available. Jumbo Certificates feature a super-sized rate with a minimum deposit of $75,000.

Share Certificates

Deposit Disclosure

Term	Jumbo Certificate	Regular Certificate
45 Day	.85% APY	.75% APY
90 Day	1.00% APY	.90% APY
26 Week	1.55% APY	1.50% APY
12 Month	1.85% APY	1.80% APY
18 Month	1.90% APY	1.85% APY
24 Month	1.95% APY	1.90% APY
30 Month	2.05% APY	2.00% APY
36 Month	2.15% APY	2.10% APY
48 Month	2.20% APY	2.15% APY
60 Month	2.30% APY	2.20% APY
10 Year	2.30% APY	2.20% APY

Money Market Deposit Accounts (includes IRA MM) Rates

Higher rates than savings accounts with more accessibility than Share Certificates/CDs, Money Markets, offer security and flexibility. Access your funds, which are federally insured up to $250,000, anytime.

Money Market Deposit Accounts (includes IRA MM)

Deposit Disclosure

Account	Tier	Rate
Choice Money Market	$50,000 min	.95% APY
Marquee Money Market	$25,000+	.65% APY
	$2,500 - $24,999	.45% APY
Premier Money Market	$10,000+	.40% APY
	$2,500 - $9,999	.30% APY

Health Savings Accounts Rates

Save money, pre-tax, to use towards high-deductible health insurance and earn interest too.

Health Savings Deposit Accounts

Deposit Disclosure

Account	Tier	Rate
Health Savings Checking	no minimum	n/a
Health Savings Money Market	$10,000 and up	.35% APY
	$2,500 to $9,999 min	.20% APY
	$1,000 to $2,499 min	.125% APY

Health Savings Share Certificates

Deposit Disclosure

Term	Tier	Rate
26 week	$1,000 min	1.50% APY
12 month	$1,000 min	1.80% APY
36 month	$1,000 min	2.10% APY
60 month	$1,000 min	2.20% APY

Have you found the rates that you were looking for?

Diamond is dedicated to helping keep your financial health in peak condition to ensure a bright financial future for you and your family. Have a few questions that you’d like to speak to a Diamond representative about?

Contact Diamond

*Actual Annual Percentage Rate is based on the value of an index and may vary according to overall credit history, total account relationship and payment method. The index is the highest Prime Rate published in The Wall Street Journal on the last business day of the month. To determine your Annual Percentage Rate applied to your line, we will add a margin to the value of the index. The maximum Annual Percentage Rate that can be charged is 18%. The line has a variable rate feature and the Annual Percentage Rate and the minimum monthly payment can change as a result. Other terms and conditions apply based on the type of loan you establish.

**Consult your tax advisor regarding the deductibility of mortgage interest and charge.

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