Money Moves to Consider Post-Retirement
April 18, 2019 By
Many things change when you retire. Here’s how you can determine the best way to handle your assets and investments within this new framework. When you enter retirement, you’ll immediately notice two things: You no longer draw a salary, and you have more time on your hands. Use that time to effectively manage your finances … Continue Reading
15 Identity Theft Signs That You May Be Under Attack
April 12, 2019 By
It’s a sad fact—identity theft has become commonplace. Last year saw nearly 17 million new victims in the United States alone.(1) It’s a big club that nobody wants to join. Resolving identity theft and fraud can take months or even years, and your finances can take a big hit, too. Is someone scoping out your … Continue Reading
Buying a House When You Have Student Loan Debt
April 8, 2019 By
A college education is an important, and often costly, endeavor. Seventy percent of students leave college with significant student loan debt and the average amount of debt owed is $37,172. When you add debt from an auto loan or credit card on top of that, it’s easy to see why, in recent years, the idea … Continue Reading
Are You Ready? Steps to Starting a Small Business
March 28, 2019 By
Am I ready to buy a house? Am I ready to start a family? Am I ready to start a business? Just like with most big life decisions, there is no perfect time to act. But there are questions you can ask yourself to see if you’re in an ideal place to tackle a life-changing … Continue Reading
Don’t Tempt Fate! Protect Your Data on World Backup Day
March 19, 2019 By
Data loss can strike at any time, and the cost of recovery will be high—unless you have a recent, usable backup. Take the first step to protect your data and valuable information by following the 5 Ws of backing up data—the who, what, where, when and why—on World Backup Day, March 31, 2019. Why you … Continue Reading
Financial Emergencies: Expect and Plan for the Unexpected
March 15, 2019 By
You pay your bills on time, you’re investing in a retirement account, and maybe even started a college savings fund for your children. You’re financially responsible. But how would you be able to handle a financial emergency? Perhaps you’re one of the 23% of Americans who have no savings to deal with financial emergencies, or … Continue Reading
3 Numbers You Should Know Before You Buy a Home
March 12, 2019 By
“Am I ready to buy a house?” is a question that most first-time home buyers ask themselves at some point in the process. The answer is never the same for everyone. However, there are three important numbers you should know before you buy a home, as they provide a snapshot of your financial profile and … Continue Reading
Five Strategies for Tax-Efficient Investing
March 1, 2019 By
As just about every investor knows, it’s not what your investments earn, but what they earn after taxes that counts. After factoring in federal income and capital gains taxes, the alternative minimum tax, and any applicable state and local taxes, your investments’ returns in any given year may be reduced by 40% or more. For … Continue Reading
Corporate Credit Card: A Benefit for Your Business?
February 26, 2019 By
One of the first pieces of advice you’ll receive as a small business owner is to keep your personal and business finances separate. Clearly defined finances help with declaring your business, bookkeeping, and tax preparation. One of the easiest ways to keep business expenses separate from personal expenses is by opening a corporate credit card. … Continue Reading
Diamond Supports Pottstown Students in Reading Olympics
February 22, 2019 By
Diamond Credit Union visited students on February 22 at the Pottstown Middle School to support their hard work in the annual Reading Olympics competition. Diamond has sponsored the event for 14 consecutive years. Chip takes time for a photo and to wish the kids good luck at the Pottstown Middle School Reading Olympics. Rob Hackash … Continue Reading
The views, opinions, and ideas articulated in this blog are just that, and should not be construed as financial or legal advice. The writers of these blogs are educated on the topics they are writing about, but they are in no way licensed financial advisors or registered investment advisors. Diamond Credit Union is not responsible for any actions a person may take as a result of the information they read in one of our blogs.
