Identity Theft: A Subject Not to Learn at College
August 9, 2019 By
As students head off to school this fall, they need to stay vigilant against the scams, schemes and tricks of identity fraudsters. Student identity theft is on the rise, all around the world and it is not something you want to learn at college. Like most predators, identity thieves like to target the young … Continue Reading
Making a Difference Out & About in the Community
August 8, 2019 By
Diamond Credit Union has been out & about over the past couple months making a difference in the lives of so many people and supporting local organizations in the community. Diamond Went “All In” for Relay Diamond’s All In for Hope 2019 is much more than your average Beef & Beer. With the added game … Continue Reading
How to Secure Financing for Nonprofits
August 6, 2019 By
Are you thinking of starting a nonprofit? Nonprofit organizations are committed to a particular social cause or shared point of view and can include public arts organizations, charities, and religious organizations. Rather than distributing surplus funds to stakeholders, nonprofits use them to pursue philanthropic goals. Ready to get started? Here’s what you need to know … Continue Reading
Is It More Affordable to Build or Buy a House?
August 1, 2019 By
When you’re looking to move out of your current home, you have many decisions — possibly including whether you should build or buy a house. Each option has its advantages. Buying an existing home allows you to move quickly (the average closing process can take 30-60 days, while a new home build can take 3+ … Continue Reading
Delaying Retirement May Provide a Financial Boost
July 24, 2019
Americans are living longer, healthier lives, and this trend is affecting how they think about and plan for retirement. For instance, according to the Employee Benefit Research Institute, the age at which workers expect to retire has been rising slowly over the past couple of decades. In 1991, just 11% of workers expected to retire … Continue Reading
Understanding Secured vs. Unsecured Business Loans
July 11, 2019 By
Growth for a business can be expected…or unexpected. As you research your options for small business financing to assist with the growth, you most likely have come across the terms “secured” and “unsecured” business loans and wondered what the difference is between them. Is one a safer option or a smarter option than the other? … Continue Reading
10 Items to Leave Out of Your Wallet
July 10, 2019 By
Shoulder bags, book bags, and brief cases are often handy places to carry your wallet with items you “might need” as you go about your day. Whether you plan to stop for groceries or end up enjoying an impromptu stop with friends after work, it seems to make sense to have the items you “may” … Continue Reading
2019 People’s Choice Goes to Diamond for 12th Time
July 9, 2019 By
The 2019 People’s Choice award for Berks County’s Leading Credit Union recently went to Diamond Credit Union. This is the 12th time Diamond has accepted the honor, which is given by Berks County Living magazine. FieldGoals.US, an independent market research firm based in Harrisburg, Pa., spent months researching and polling the Berks County market to … Continue Reading
Why Is My Credit Score Lower for a Mortgage?
July 3, 2019 By
Have you checked your credit score recently? We always advise that you check your credit score before making a big purchase that requires that you borrow money. But, often times there will be a credit score gap, which happens when the credit score you receive doesn’t match the score your lender pulled during the loan … Continue Reading
Too Young to Think About Investing? Think Again!
June 25, 2019
“How did it get so late so soon?” — Dr. Seuss Dr. Seuss’s whimsical take on life has been delighting children of all ages for generations. His simple but powerful words continue to resonate today, even in the context of planning for a financially secure future. Because when you get right down to it, the … Continue Reading
The views, opinions, and ideas articulated in this blog are just that, and should not be construed as financial or legal advice. The writers of these blogs are educated on the topics they are writing about, but they are in no way licensed financial advisors or registered investment advisors. Diamond Credit Union is not responsible for any actions a person may take as a result of the information they read in one of our blogs.
