How to Avoid Tax Scams and Tax Identity Fraud
February 19, 2019 By
Are you anticipating a nice tax refund this year? Maybe you have plans for a new TV or a special vacation? But imagine someone beats you to your refund by filing a fraudulent tax return, putting your plans on hold upon realizing you’ve become a victim of tax scams. Now instead of relaxing, you’ll have … Continue Reading
A Guide to Understanding Mortgage Documents
February 14, 2019 By
In the process of buying a new home, you’ll be presented with numerous documents that need your signature. And while your real estate agent, mortgage specialist, or closing agent may give you a quick description of the form, you may find your mind is swimming while you nod your head and sign. Before you get … Continue Reading
Tax Season! Do You Have Your Tax Preparation Forms Ready?
February 5, 2019 By
Tax season is upon us! Each year brings a new set of circumstances to navigate — student loan payments, a new home, or a growing family. Because of this, an important part of the tax return process is knowing exactly which tax preparation forms you’ll receive each year. Employers, financial institutions, lenders, and investment … Continue Reading
Retirement: What About Your Other Financial Goals?
February 1, 2019 By
Let’s say that at the age of 25, you earned $35,000. If your salary increased at the average historical rate, you’d have earned nearly $2 million in total by the time you were 65.(1,2) That might sound like a lot – until you begin thinking about all the financial goals you’ll need to juggle in … Continue Reading
How to Successfully Apply for a Small Business Loan
January 25, 2019 By
Like many businesses, your small business probably started with a dedicated team and an idea you were passionate about. Through hard work, your business has grown and now you’ve reached the point where you need additional funding to support this growth. A small business loan seems like the answer, but if you’ve never received a … Continue Reading
Good Debt vs Bad Debt: Can Debt Be Good for You?
January 17, 2019 By
Whether it’s student loans, your mortgage, a credit card balance, or car loan, you’ll find yourself with debt at some point. As you work to keep your debt in check and pay off your loans, it’s important to understand the concept of good debt vs. bad debt. Knowing the difference between the two will help … Continue Reading
Home Buyer Trends for 2019 You Need to Know
January 11, 2019 By
Is a new home on the horizon for you this year? Before you start your home buying journey, it’s important to know some of the 2019 home buyer trends that may affect your purchase. In addition to national real estate trends for 2019, we’ve also included information on Pennsylvania housing market predictions, and more specifically … Continue Reading
Your New Year’s Identity Protection Resolutions
January 8, 2019 By
With the start of a new year, now is the perfect time to reflect and make identity protection resolutions to improve your life in the year ahead. New Year’s Eve is truly a worldwide celebration associated with hundreds of different cultural traditions. In the U.S., people watch the ball drop in Times Square in New … Continue Reading
How — and When — Do I Sign Up for Medicare?
December 28, 2018 By
In most instances, you become eligible for Medicare on the first day of the month you turn age 65. Whether you need to sign up, and how to go about doing so, depends on the type of coverage you select and whether you collect Social Security benefits prior to becoming eligible for Medicare. Medicare Part … Continue Reading
Old-Fashioned Financial Advice to Ditch in the New Year
December 20, 2018 By
Whether it comes from your parents (who worry about you!), other well-meaning relatives, or clueless friends, outdated and old-fashioned financial advice is all around you…advice such as “Keep all your money in savings!” “You must have a 20% down payment to buy a house!” “Max out your 401(k)!” To stop the spread of bad money … Continue Reading
The views, opinions, and ideas articulated in this blog are just that, and should not be construed as financial or legal advice. The writers of these blogs are educated on the topics they are writing about, but they are in no way licensed financial advisors or registered investment advisors. Diamond Credit Union is not responsible for any actions a person may take as a result of the information they read in one of our blogs.
