VISA ® Diamond Credit Cards

Visa Diamond Credit Cards - Loaded With Benefits

1.99% APR* for the First Year
on all qualifying Purchases, Cash Advances,
and Balance Transfers
-Variable rate ranging from
13.15% to 18% APR applies thereafter-

| VISA SIGNATURE CASHBACK

Earn cashback on every qualifying purchase. This credit card includes digital wallet and contactless payment features for making secure and convenient payments whether you’re online or in the store:

UNIQUE FEATURES:

• 1.5% Cashback – every $1 spent = 1.5 Points

• Variable rates start as low as 16.50% APR**

• Earn points with every qualifying purchase

• Spend $1,000 in the first 90 days and earn 15,000 points = $150

• Redeem points for cashback or prestigious rewards, or donate your cashback to The Diamond Foundation

Apply For Visa Signature Cashback CURewards - Points2Cash Visa Premium Rewards Brochure

| VISA PLATINUM CARDS

Choose from 2 Visa Platinum credit card programs. Both cards include digital wallet and contactless payment features for making secure and convenient payments whether you’re online or in the store.

VISA PLATINUM:

• Variable rates start as low as 13.15% APR**

VISA PLATINUM REWARDS:

• Variable rates start as low as 14.15% APR**

• $1 = 1 Point

• Earn 1,000 points after your first purchase

• Redeem for travel, home décor, appliances, electronics, and much more

Apply For Visa Platinum Apply For Visa Platinum Rewards Browse Rewards | Track & Redeem Points

VISA PLATINUM CREDIT BUILDER:

If you need assistance building/rebuilding credit, we’re here to help. Contact a Diamond Representative for details on how Diamond’s Visa Platinum Credit Builder credit card could improve your credit score.

| ALL Visa Diamond Credit Cards Include These Benefits:

• Contactless payment at point-of-sale

• No Annual Fees (Excludes Credit Builder)

• No Balance Transfer Fees

• Same Rate on Purchases & Cash Advances

• Online Account Management

• Zero Liability for Unauthorized Transactions

• Free Text/Email Fraud Alerts

• Diamond Visa Credit Card App Access

• Digital Wallet Payment Services

• Emergency Card Replacement & 24/7 Support

• Travel Accident Insurance

Diamond Visa Card App

Download the Diamond Visa Card App:

Easily manage your Diamond Visa Cards with our app. Simply download the app and register your card. Access is secure and protected by multi-factor authentication. The app also provides a secure method for accessing your card details such as card number, expiration date, and CVV.

• Lock and unlock your card
• View recent and pending transactions
• View your monthly statement
• View account details
• Make credit card payments and view history
• Report your card lost or stolen
• File a transaction dispute
• Set travel notifications
• View recent and pending transactions
• Retrieve reward points (for participating cards)

Digital Wallet Services

Add your Diamond Visa Credit Card to your digital wallet for fast checkout in the store or online:

Apple | Google | Samsung | Fitbit | Garmin

Lost Or Stolen Cards

Assistance for lost or stolen credit cards is available 24/7

Guide To Benefits

To request, a printed copy of the Visa ® Diamond Credit Card Guide to Benefits call 800.593.1000 during normal business hours.

Visa Signature Cashback, Platinum, Platinum Rewards, and Platinum Credit Builder Guide to Benefits

Visa credit card disclosures

*Introductory Rate Promotion: Promotion available on new Visa Signature Cashback, Visa Platinum, or Visa Platinum Rewards credit cards. 1.99% APR valid on new balance transfers, new cash advances, and new purchases for 12 months from the date of card issuance. After the introductory period, the APR will return to the standard rate and periodic rate as specified in the Card Agreement.

Balance transfers are processed for the amount requested, or up to your available credit limit. Refer to your card agreement for information on applicable fees for cash advances and other fees that may be incurred while using your card. Payments to your transferring account should be made until the account is confirmed paid in full.

Diamond Credit Union takes no responsibility for additional finance charges, fees, and transactions posted to your transferring account. This rate does not apply to make payments toward amounts owed to Diamond Credit Union. This offer applies only to accounts in good standing. Payments will be applied first to any balance at the lower promotional rate before being applied to balances at the card’s regular rate as specified in the Card Agreement.

This offer cannot be used to pay off or make balance transfers from any existing Diamond Credit Union loans. See full Visa disclosures for additional disclosures and/or restrictions. See full disclosures on credit card rates and terms before applying. Certain conditions and restrictions may apply. APR is a variable rate ranging from 13.15% APR to 18.00% APR. New card applicants will receive the 1.99% APR on balance transfers, purchases, and cash advances for 12 months and the standard rate will apply thereafter to any remaining balances. For the Visa Signature Cashback, members can earn a one-time bonus of 15,000 rewards points for spending $1,000.00 or more in the first ninety (90) days from card issuance.

**Actual Annual Percentage Rate (APR) may vary according to overall credit history, payment method, and payment processing fees. Rates are variable and subject to change. Maximum APR is 18%. Your annual percentage rate (APR) will be prime plus a margin. Not all who apply will be approved based on creditworthiness.

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