Competitive Credit Union Rates

For assistance, contact a Diamond Representative by calling 610-326-5490.

Annual Percentage Rate (APR), Term, Loan to Value (LTV), and other loan determinations are subject to credit and collateral review. Other rates and terms are available for vehicles 6 years and older.

Vehicle Requirements and Restrictions: Rates & terms apply to purchases and refinances for consumer-use vehicles only.  Commercial vehicles or vehicles used for commercial purposes must be directed to our Business Lending Department. We may determine a vehicle to be for commercial use or otherwise ineligible based on the model and/or information provided to us.  Vehicles must be no older than 10 years and have an established resale value.  Vehicles 6 years and older are limited to a term no greater than 66 months.  Diamond Credit Union does not finance the following vehicles: ATVs, boats, camper vans, vehicles with a history of chronic malfunctions and/or manufacturer or dealer buyback vehicles (alternatively referred to as lemons), salvage title vehicles, branded title vehicles, lease buyouts or vehicles without a vehicle identification number (VIN) or title issued. The vehicle must be located within the contiguous United States.

For assistance, contact a Diamond Representative by calling 610-326-5490.

Annual Percentage Rate (APR), Term, Loan to Value (LTV), and other loan determinations are subject to credit and collateral review. Other rates and terms are available for vehicles 6 years and older.

Vehicle Requirements and Restrictions: Rates & terms apply to purchases and refinances for consumer-use vehicles only.  Commercial vehicles or vehicles used for commercial purposes must be directed to our Business Lending Department. We may determine a vehicle to be for commercial use or otherwise ineligible based on the model and/or information provided to us.  Vehicles must be no older than 10 years and have an established resale value.  Vehicles 6 years and older are limited to a term no greater than 66 months.  Diamond Credit Union does not finance the following vehicles: ATVs, boats, camper vans, vehicles with a history of chronic malfunctions and/or manufacturer or dealer buyback vehicles (alternatively referred to as lemons), salvage title vehicles, branded title vehicles, lease buyouts or vehicles without a vehicle identification number (VIN) or title issued. The vehicle must be located within the contiguous United States.

Contact Diamond for more information. NOTE: APRs for corresponding rates based on $150,000 loan amount. The Annual Percentage Rate (APR) is the cost of your credit expressed as an annual rate. Because you may be paying loan discount “points” and other “prepaid” finance charges at closing, the APR disclosed is often higher than the interest rate on your loan. This APR can be compared to the APR on other loan programs to give you a consistent means of comparing rates and programs. Rates shown assume a credit score of 780 or above. Primary residence transactions apply.

Maximum 85% loan to value for First Lien Home Equity Loans.

Rates shown for 2nd Mortgage Home Equity Loans are 80% loan to value.

Intro rate of 2.99% APR for 6 months, then as low as 7.25% variable APR.

*Growth Checking: $1,000 minimum daily balance required to open and earn dividends. A minimum daily balance of $1,000 must be maintained to avoid a $5.95 monthly minimum service fee. Deposits of $10,000 or more will earn more dividends. The Annual Percentage Yield (APY) may change on these accounts after the account is opened. Fees may reduce earnings. All rates and terms are subject to change without notice.

*Rates subject to change or withdrawal without notice. For share certificate, the yield is calculated on the minimum amount required to open the account. Dividend penalty for early withdrawal on share certificate accounts. A share certificate check may reduce your earnings.

*Falling below the minimum balance requirement of $50,000 will result in a $10.00 monthly fee and a rate reduction.
**Falling below the minimum balance requirement of $25,000 will result in a $4.95 monthly fee and a rate reduction.
***Falling below the minimum balance requirement of $10,000 will result in a rate reduction.