Diamond is your resource for a variety of loans to meet your individual needs such as Whether your vehicle has two wheels or four, Diamond has numerous new/used auto loan rates to choose from. Purchase or refinance options are available.
New / Used Auto Loan Rates (Current model year and up to 5 years old)
Loan Disclosure| Term | Rates as low as |
|---|---|
| Up to 48 months | 4.95% APR |
| Up to 72 months | 4.95% APR |
| 73 months + | 5.45% APR |
For assistance, contact a Diamond Representative by calling 610-326-5490.
Annual Percentage Rate (APR), Term, Loan to Value (LTV), and other loan determinations are subject to credit and collateral review. Other rates and terms are available for vehicles 6 years and older.
Vehicle Requirements and Restrictions: Rates & terms apply to purchases and refinances for consumer-use vehicles only. Commercial vehicles or vehicles used for commercial purposes must be directed to our Business Lending Department. We may determine a vehicle to be for commercial use or otherwise ineligible based on the model and/or information provided to us. Vehicles must be no older than 10 years and have an established resale value. Vehicles 6 years and older are limited to a term no greater than 66 months. Diamond Credit Union does not finance the following vehicles: ATVs, boats, camper vans, vehicles with a history of chronic malfunctions and/or manufacturer or dealer buyback vehicles (alternatively referred to as lemons), salvage title vehicles, branded title vehicles, lease buyouts or vehicles without a vehicle identification number (VIN) or title issued. The vehicle must be located within the contiguous United States.
*Auto Promotion: June 15 through August 31, 2025 – members with a credit score of 650 or higher will receive 4.95% APR up to 72 months and 5.45% APR up to 84 months on vehicle loans 5 years or newer financed or refinanced with Diamond from another financial institution. Rate includes electronic repayment of the loan. Members electing manual or coupon payments are subject to a rate increase of .25% APR. New and used motorcycle, RV, and business vehicles loans do not qualify. Rates and promotion subject to change at any time. Annual Percentage Rate (APR), Term, Loan to Value (LTV), and other loan determinations are subject to credit and collateral review. Other rates and terms are available for vehicles 6 years and older. Repayment example: $20,000 vehicle loan with a 72 month term = $321.63 per month at 4.95% APR. $20,000 vehicle loan with an 84 month term = $286.93 per month at 5.45% APR.
New / Used Motorcycle Loan Rates (Current model year and up to 5 years old)
Loan Disclosure| Term | Rates as low as |
|---|---|
| Up to 48 months | 6.49% APR |
| Up to 72 months | 7.29% APR |
| 73 months + | 7.99% APR |
For assistance, contact a Diamond Representative by calling 610-326-5490.
Annual Percentage Rate (APR), Term, Loan to Value (LTV), and other loan determinations are subject to credit and collateral review. Other rates and terms are available for vehicles 6 years and older.
Vehicle Requirements and Restrictions: Rates & terms apply to purchases and refinances for consumer-use vehicles only. Commercial vehicles or vehicles used for commercial purposes must be directed to our Business Lending Department. We may determine a vehicle to be for commercial use or otherwise ineligible based on the model and/or information provided to us. Vehicles must be no older than 10 years and have an established resale value. Vehicles 6 years and older are limited to a term no greater than 66 months. Diamond Credit Union does not finance the following vehicles: ATVs, boats, camper vans, vehicles with a history of chronic malfunctions and/or manufacturer or dealer buyback vehicles (alternatively referred to as lemons), salvage title vehicles, branded title vehicles, lease buyouts or vehicles without a vehicle identification number (VIN) or title issued. The vehicle must be located within the contiguous United States.
One of the 
