Diamond is your resource for a variety of loans to meet your individual needs such as Whether your vehicle has two wheels or four, Diamond has numerous new/used auto loan rates to choose from. Purchase or refinance options are available.
New / Used Auto Loan Rates (Current model year and up to 5 years old)
Loan Disclosure| Term | Rates as low as |
|---|---|
| Up to 48 months | 4.95% APR |
| Up to 72 months | 4.95% APR |
| 73 months + | 5.45% APR |
For assistance, contact a Diamond Representative by calling 610-326-5490.
Annual Percentage Rate (APR), Term, Loan to Value (LTV), and other loan determinations are subject to credit and collateral review. Other rates and terms are available for vehicles 6 years and older.
Vehicle Requirements and Restrictions: Rates & terms apply to purchases and refinances for consumer-use vehicles only. Commercial vehicles or vehicles used for commercial purposes must be directed to our Business Lending Department. We may determine a vehicle to be for commercial use or otherwise ineligible based on the model and/or information provided to us. Vehicles must be no older than 10 years and have an established resale value. Vehicles 6 years and older are limited to a term no greater than 66 months. Diamond Credit Union does not finance the following vehicles: ATVs, boats, camper vans, vehicles with a history of chronic malfunctions and/or manufacturer or dealer buyback vehicles (alternatively referred to as lemons), salvage title vehicles, branded title vehicles, lease buyouts or vehicles without a vehicle identification number (VIN) or title issued. The vehicle must be located within the contiguous United States.
*Auto Promotion: June 15 through October 31, 2025 – Not all will qualify for a loan or the lowest rate. Approval and rate are based on creditworthiness and collateral. Rate includes electronic repayment of the loan. Members electing manual or coupon payments are subject to an additional 0.25% APR. New and used motorcycle, RV, and business vehicles loans do not qualify for this promotion but are available with different terms. Rates and promotion subject to change at any time. Annual Percentage Rate (APR), Term, and other loan terms are subject to credit and collateral review. Other rates and terms are available for vehicles 6 years and older. Repayment example: $20,000 vehicle loan with a 72 month term = $321.63 per month at 4.95% APR. $20,000 vehicle loan with an 84 month term = $286.93 per month at 5.45% APR.
New / Used Motorcycle Loan Rates (Current model year and up to 5 years old)
Loan Disclosure| Term | Rates as low as |
|---|---|
| Up to 48 months | 6.49% APR |
| Up to 72 months | 7.29% APR |
| 73 months + | 7.99% APR |
For assistance, contact a Diamond Representative by calling 610-326-5490.
Annual Percentage Rate (APR), Term, Loan to Value (LTV), and other loan determinations are subject to credit and collateral review. Other rates and terms are available for vehicles 6 years and older.
Vehicle Requirements and Restrictions: Rates & terms apply to purchases and refinances for consumer-use vehicles only. Commercial vehicles or vehicles used for commercial purposes must be directed to our Business Lending Department. We may determine a vehicle to be for commercial use or otherwise ineligible based on the model and/or information provided to us. Vehicles must be no older than 10 years and have an established resale value. Vehicles 6 years and older are limited to a term no greater than 66 months. Diamond Credit Union does not finance the following vehicles: ATVs, boats, camper vans, vehicles with a history of chronic malfunctions and/or manufacturer or dealer buyback vehicles (alternatively referred to as lemons), salvage title vehicles, branded title vehicles, lease buyouts or vehicles without a vehicle identification number (VIN) or title issued. The vehicle must be located within the contiguous United States.
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