Dividend Bearing Checking
Enjoy A Checking Account That Makes Money For You
Make your money work harder for you with Growth Checking. Enjoy an account that makes you money and gives you the ability to access your funds anytime.
Dividend-Bearing Checking
Deposit Disclosure| Account | Tier | Rate |
|---|---|---|
| Growth Checking | $1,000 Minimum Deposit* | .10% Annual Percentage Yield |
| $10,000 Minimum Deposit* | .20% Annual Percentage Yield |
*Growth Checking: $1,000 minimum daily balance required to open and earn dividends. A minimum daily balance of $1,000 must be maintained to avoid a $5.95 monthly minimum service fee. Deposits of $10,000 or more will earn more dividends. The Annual Percentage Yield (APY) may change on these accounts after the account is opened. Fees may reduce earnings. All rates and terms are subject to change without notice.
Growth Checking
Growth Checking is ideal if you wish to earn dividends on your checking funds. Avoid monthly fees by meeting one of the requirements. Requirement*: $1,000 minimum balance OR $10,000 minimum balance to earn higher dividends.
Includes all of Diamond’s checking account services:
- VISA® Debit Card provides easy access to your funds.
- Access thousands of No-Surcharge ATMs worldwide.
- Electronic Statements & Notifications – account statements and notices via email
- Mobile App & Online Banking – manage your account easily from anywhere
- P2P Transfers – internal or external transfers to non-Diamond members
- One “Oops” on Us!™ one-time per year, per account fee-reversal service**
- Online Bill Payer – pay bills from one place, set up automatic or manual payments
- Mobile Deposit Capture – deposit checks by phone photo and access funds instantly
- Apple, Google, Samsung, and others – add your debit card to your digital wallet
*Growth Checking: $1,000 minimum daily balance required to open and earn dividends. A minimum daily balance of $1,000 must be maintained to avoid a $5.95 monthly minimum service fee. Deposits of $10,000 or more will earn more dividends. The Annual Percentage Yield (APY) may change on these accounts after the account is opened. Fees may reduce earnings. All rates and terms are subject to change without notice. **One “Oops” on Us!: Members must call Diamond to execute the fee reversal. Must be a member in good standing. One fee-reversal per checking account, per year. Diamond is not responsible for fees imposed by other parties.
