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Auto & Motorcycle Loans

A blue subaru forester is on the left side of the image, with the background of a mountain scene with grass and the sun starting to set. The image has text that says, "Auto Loan Summer Special."

4.95% APR* for loans up to 72 months | 5.45% APR* for loans up to 84 months

Plus No Payments for the First 3-Months*

Everything you need to purchase and protect your ride.

 

Auto Loans

Whether your next vehicle is electric, new or used, Diamond’s auto loans offer a distinct advantage over other loans. Diamond’s auto loans feature:

  • Extended financing options (up to 7 years) available
  • Same loan rate for both new and used vehicles, models 6 years and older have higher rates
  • Up to 115% financing, including taxes, tags, and extended warranties
  • Flexible payment plans
  • Pre-approvals online
  • Refinancing is available
  • Warranties, insurance, buying tools and more

New / Used Auto Loan Rates (Current model year and up to 5 years old)

Loan Disclosure
Term Rates as low as
Up to 48 months 4.95% APR
Up to 72 months 4.95% APR
73 months + 5.45% APR
Apply For: Auto Pre-Approval Auto Purchase Auto Refinance
For assistance, contact a Diamond Representative by calling 610-326-5490.

Annual Percentage Rate (APR), Term, Loan to Value (LTV), and other loan determinations are subject to credit and collateral review. Other rates and terms are available for vehicles 6 years and older.

Vehicle Requirements and Restrictions: Rates & terms apply to purchases and refinances for consumer-use vehicles only.  Commercial vehicles or vehicles used for commercial purposes must be directed to our Business Lending Department. We may determine a vehicle to be for commercial use or otherwise ineligible based on the model and/or information provided to us.  Vehicles must be no older than 10 years and have an established resale value.  Vehicles 6 years and older are limited to a term no greater than 66 months.  Diamond Credit Union does not finance the following vehicles: ATVs, boats, camper vans, vehicles with a history of chronic malfunctions and/or manufacturer or dealer buyback vehicles (alternatively referred to as lemons), salvage title vehicles, branded title vehicles, lease buyouts or vehicles without a vehicle identification number (VIN) or title issued. The vehicle must be located within the contiguous United States.

*Auto Promotion: June 15 through August 31, 2025 – members with a credit score of 650 or higher will receive 4.95% APR up to 72 months and 5.45% APR up to 84 months on vehicle loans 5 years or newer financed or refinanced with Diamond from another financial institution. Rate includes electronic repayment of the loan. Members electing manual or coupon payments are subject to a rate increase of .25% APR. New and used motorcycle, RV, and business vehicles loans do not qualify. Rates and promotion subject to change at any time. Annual Percentage Rate (APR), Term, Loan to Value (LTV), and other loan determinations are subject to credit and collateral review. Other rates and terms are available for vehicles 6 years and older. Repayment example: $20,000 vehicle loan with a 72 month term = $321.63 per month at 4.95% APR. $20,000 vehicle loan with an 84 month term = $286.93 per month at 5.45% APR.

Must qualify for membership.  Eligibility for Credit Union membership at Diamond is open to anyone who lives, worships, works (or regularly conducts business in), or attends school in Berks, Montgomery, Chester and Bucks counties in Southeastern Pennsylvania.

Motorcycle Loans

Diamond’s new/used motorcycle loans offer the same features and benefits as our auto loans, including extended financing, same rate for both new and used motorcycles, flexible payment plans, and pre-approvals or refinancing available online.

New / Used Motorcycle Loan Rates (Current model year and up to 5 years old)

Loan Disclosure
Term Rates as low as
Up to 48 months 6.49% APR
Up to 72 months 7.29% APR
73 months + 7.99% APR
Apply For: Motorcycle Pre-Approval Motorcycle Purchase Motorcycle Refinance
For assistance, contact a Diamond Representative by calling 610-326-5490.

Annual Percentage Rate (APR), Term, Loan to Value (LTV), and other loan determinations are subject to credit and collateral review. Other rates and terms are available for vehicles 6 years and older.

Vehicle Requirements and Restrictions: Rates & terms apply to purchases and refinances for consumer-use vehicles only.  Commercial vehicles or vehicles used for commercial purposes must be directed to our Business Lending Department. We may determine a vehicle to be for commercial use or otherwise ineligible based on the model and/or information provided to us.  Vehicles must be no older than 10 years and have an established resale value.  Vehicles 6 years and older are limited to a term no greater than 66 months.  Diamond Credit Union does not finance the following vehicles: ATVs, boats, camper vans, vehicles with a history of chronic malfunctions and/or manufacturer or dealer buyback vehicles (alternatively referred to as lemons), salvage title vehicles, branded title vehicles, lease buyouts or vehicles without a vehicle identification number (VIN) or title issued. The vehicle must be located within the contiguous United States.

Must qualify for membership.  Eligibility for Credit Union membership at Diamond is open to anyone who lives, worships, works (or regularly conducts business in), or attends school in Berks, Montgomery, Chester and Bucks counties in Southeastern Pennsylvania.

Warranties, Insurance & More

3 Month Payment Break*

From the date of your loan signing on new, used, or refinanced autos and motorcycles, we’ll let you go payment-free for 90 days.

*Interest will continue to accrue during the 90-day payment break.

Payment Example: A 66-month auto loan at 5.99% fixed APR will have 66 monthly payments of $17.82 per $1,000 borrowed. Auto Express Loans are not eligible for the 90-day payment break.

Extended Warranties

Unexpected repairs can happen after your factory warranty expires. An extended warranty through Diamond Credit Union can help you limit the cost of covered repairs. The up-front cost of an extended warranty through Diamond is often significantly cheaper then those offered by dealers.

Benefits of an extended warranty through Diamond Credit Union:

  • Limit repair costs to your deductible, if any.
  • Choose your deductible: $100, $250, or $500.*
  • Rental Reimbursement.
  • 24-Hour Emergency Roadside Assistance.
  • Travel Expense Reimbursement.
  • Transferable if sold privately.
  • Good at any Authorized Repair Facility in the U.S. or Canada.

Diamond doesn’t make those annoying robo calls with an “urgent message for the vehicle owner.”  We do offer excellent protection with matching service.

Give Us A Call Email Us
Ask your Diamond representative for complete details on all benefits.
*Not every deductible option is available for all coverage plans or terms.
Auto Insurance

As a credit union member, you have the chance to save money on your car insurance. Diamond has joined with TruStage (TM) and Liberty Mutual so you can get the coverage you need from leading insurance companies, the service you deserve, and the savings that only come with credit union membership.

Additional discounts may include multi-car, anti-lock brakes, airbags and automatic seat belts, anti-theft device, and good student rewards.

Call TruStage Auto & Home Insurance at 1-855-483-2149.

Guaranteed Asset Protection (GAP)

GAP may cover the deficiency balance on your loan in the event of a total loss or theft. Most insurance companies only pay the Cash Value of the vehicle at the time of the loss. Your remaining loan balance could be much greater than the Cash Value of your vehicle creating a deficiency of several thousand dollars that you’re liable for!
Get An Instant Quote For GAP Coverage

Auto Express Loan

Streamline the auto buying process by getting pre-approved with an Auto Express Loan.
Learn More And Apply Online In Minutes

 

New/Used Car Pricing

Look up any make and model for new car pricing and used car values according to NADA Guides (National Automobile Dealers Association).

Vehicle Pricing Guide below is not mobile responsive. To view on a mobile device, go to the NADA website.

Powered by NADAguides

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Toll Free Phone Number: 800-593-1000
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