Auto Loan Special
Drive off with rates as low as 4.95% APR* for up to 72 months, or just 5.45% APR* on loans up to 84 months.
Enjoy extra savings with no payments for the first three months.* These rates are only available through October 31, 2025.
Everything You Need to Purchase and Protect Your Ride.
Whether your next vehicle is electric, new or used, Diamond’s auto loans offer a distinct advantage over other loans.
Diamond’s auto loans feature:
- Extended financing options (up to 7 years) available
- Same loan rate for both new and used vehicles, models 6 years and older have higher rates
- Up to 115% financing, including taxes, tags, and extended warranties
- Flexible payment plans
- Pre-approvals online
- Refinancing is available
- Warranties, insurance, buying tools and more
APPLY FOR:
Motorcycle Loans
Diamond’s new/used motorcycle loans offer the same features and benefits as our auto loans, including extended financing, same rate for both new and used motorcycles, flexible payment plans, and pre-approvals or refinancing available online.
APPLY FOR:
Warranties, Insurance & More
From the date of your loan signing on new, used, or refinanced autos and motorcycles, we’ll let you go payment-free for 90 days.
*Interest will continue to accrue during the 90-day payment break.
Payment Example: A 66-month auto loan at 5.99% fixed APR will have 66 monthly payments of $17.82 per $1,000 borrowed. Auto Express Loans are not eligible for the 90-day payment break.
Unexpected repairs can happen after your factory warranty expires. An extended warranty through Diamond Credit Union can help you limit the cost of covered repairs. The up-front cost of an extended warranty through Diamond is often significantly cheaper then those offered by dealers.
Benefits of an extended warranty through Diamond Credit Union:
- Limit repair costs to your deductible, if any.
- Choose your deductible: $100, $250, or $500.*
- Rental Reimbursement.
- 24-Hour Emergency Roadside Assistance.
- Travel Expense Reimbursement.
- Transferable if sold privately.
- Good at any Authorized Repair Facility in the U.S. or Canada.
Diamond doesn’t make those annoying robocalls with an “urgent message for the vehicle owner.” We do offer excellent protection with matching service.
Ask your Diamond representative for complete details on all benefits.
*Not every deductible option is available for all coverage plans or terms.
As a credit union member, you have the chance to save money on your car insurance. Diamond has joined with TruStage (TM) and Liberty Mutual so you can get the coverage you need from leading insurance companies, the service you deserve, and the savings that only come with credit union membership.
Additional discounts may include multi-car, anti-lock brakes, airbags and automatic seat belts, anti-theft device, and good student rewards.
GAP may cover the deficiency balance on your loan in the event of a total loss or theft. Most insurance companies only pay the Cash Value of the vehicle at the time of the loss. Your remaining loan balance could be much greater than the Cash Value of your vehicle creating a deficiency of several thousand dollars that you’re liable for!
Diamond’s Auto Express Loan* makes your next vehicle purchase fast and hassle-free. If you just started looking, you have already found the perfect car, or you want to be prepared, apply now! Qualified applicants will receive a check to take to any dealership to make your purchase and drive your new car right off the lot.
Get your next vehicle in just 3 easy steps.
- Get pre-approved, sign the disclosures, and receive your check.
- Go car shopping and negotiate your best deal.
- Fill out your check for up to the maximum dollar amount you are pre-approved for and drive away!
Must qualify for membership. Eligibility for Credit Union membership at Diamond is open to anyone who lives, worships, works (or regularly conducts business in), or attends school in Berks, Montgomery, Chester and Bucks counties in Southeastern Pennsylvania.
*Maximum loan amount $60,000, maximum term 84 months. Not applicable on vehicles over 6 years old. Check valid for 90 days after date of issue and must be presented to a franchise dealership located in PA, DE, NJ, MD or be a Diamond Approved Auto Express Dealer. Independent purchases do not qualify. Certain dealerships may be excluded from eligibility based on credit union criteria.
Hit the Road in Style with An Rv Loan
Traveling by RV opens the door to unlimited adventures. Enjoy the comfort of home on the road, and the freedom to explore wherever you choose. Whether you are planning a short vacation getaway, or a full-time road trip,
Diamond can your home on wheels a reality.
With Diamond’s market-leading rates, you can finance the adventure of a lifetime and create memories along the way. We also offer the same competitive rate whether your purchase is new or used and with financing up to 180 months. Diamond can finance pop-ups, travel trailers, fifth wheels, and motor homes.
New / Used RV Loan Rates
(Current model year and up to 5 years old)
| Amount | Term | Rates as low as |
|---|---|---|
| Financing $50,001 or more | Up to 180 months | 11.79% APR |
| Financing $20,001 to $50,000 | Up to 120 months | 10.99% APR |
| Financing $2,500 to $20,000 | Up to 84 months | 10.49% APR |
*Vehicle Requirements and Restrictions: Rates & terms apply to purchases and refinances for consumer-use vehicles only. Commercial vehicles or vehicles used for commercial purposes must be directed to our Business Lending Department. We may determine a vehicle to be for commercial use or otherwise ineligible based on the model and/or information provided to us. Vehicles must be no older than 10 years and have an established resale value. Vehicles 6 years and older are limited to a term no greater than 66 months. Diamond Credit Union does not finance the following vehicles: ATVs, boats, camper vans, vehicles with a history of chronic malfunctions and/or manufacturer or dealer buyback vehicles (alternatively referred to as lemons), salvage title vehicles, branded title vehicles, lease buyouts or vehicles without a vehicle identification number (VIN) or title issued. The vehicle must be located within the contiguous United States.
Must qualify for membership. Eligibility for Credit Union membership at Diamond is open to anyone who lives, worships, works (or regularly conducts business in), or attends school in Berks, Montgomery, Chester and Bucks counties in Southeastern Pennsylvania.
Need more information?
Contact a Diamond representative during normal business hours.