Visa ® Diamond Credit Cards

Visa credit card disclosures

*Introductory Rate Promotion: Promotion available on new Visa Signature Cashback, Visa Platinum, or Visa Platinum Rewards credit cards. 1.99% APR valid on new balance transfers, new cash advances, and new purchases for 12 months from the date of card issuance. After the introductory period, the APR will return to the standard rate and periodic rate as specified in the Card Agreement.

Balance transfers are processed for the amount requested, or up to your available credit limit. Refer to your card agreement for information on applicable fees for cash advances and other fees that may be incurred while using your card. Payments to your transferring account should be made until the account is confirmed paid in full.

Diamond Credit Union takes no responsibility for additional finance charges, fees, and transactions posted to your transferring account. This rate does not apply to make payments toward amounts owed to Diamond Credit Union. This offer applies only to accounts in good standing. Payments will be applied first to any balance at the lower promotional rate before being applied to balances at the card’s regular rate as specified in the Card Agreement.

This offer cannot be used to pay off or make balance transfers from any existing Diamond Credit Union loans. See full Visa disclosures for additional disclosures and/or restrictions. See full disclosures on credit card rates and terms before applying. Certain conditions and restrictions may apply. APR is a variable rate ranging from 12.40% APR to 18.00% APR. New card applicants will receive the 1.99% APR on balance transfers, purchases, and cash advances for 12 months and the standard rate will apply thereafter to any remaining balances. For the Visa Signature Cashback, members can earn a one-time bonus of 15,000 rewards points for spending $1,000.00 or more in the first ninety (90) days from card issuance.

**Actual Annual Percentage Rate (APR) may vary according to overall credit history, payment method, and payment processing fees. Rates are variable and subject to change. Maximum APR is 18%. Your annual percentage rate (APR) will be prime plus a margin. Not all who apply will be approved based on creditworthiness.

***Cardholders must use care in protecting their card and notify us immediately of any unauthorized use. See your cardholder agreement for more information.

Visit curewards.com online or within the Diamond Visa Card App to redeem cashback and/or reward points earned through the Visa Signature Cashback card or the Visa Platinum Rewards card. See a Diamond representative for full disclosures regarding earning and redeeming points.

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