Checking Accounts
Checking Accounts - Simplified With Everything You Need
Opening A New Diamond Checking Account
Checking accounts shouldn’t be complicated, that’s why we’ve combined the best of what Diamond has to offer into just two simplified account options, My Diamond Checking and Growth Checking. Meet the requirement of your choice and in turn, enjoy all the services you need to easily manage your daily finances.
My
Checking
Meet your new favorite checking account.
Avoid monthly fees with My Diamond Checking when you meet any of the requirements.
Requirement*: Electronic Statements OR Direct Deposit OR Minimum Balance of $500
Includes all of Diamond’s checking account services.
Growth Checking
If you’re interested in earning dividends, Growth Checking is for you.
Avoid monthly fees by meeting one of the requirements.
Requirement*: $1,000 minimum balance OR $10,000 minimum balance to earn higher dividends
Includes all of Diamond’s checking account services.
Dividend-Bearing Checking
Deposit Disclosure| Account | Tier | Rate |
|---|---|---|
| Growth Checking | $1,000 Minimum Deposit* | .10% Annual Percentage Yield |
| $10,000 Minimum Deposit* | .20% Annual Percentage Yield |
*Growth Checking: $1,000 minimum daily balance required to open and earn dividends. A minimum daily balance of $1,000 must be maintained to avoid a $5.95 monthly minimum service fee. Deposits of $10,000 or more will earn more dividends. The Annual Percentage Yield (APY) may change on these accounts after the account is opened. Fees may reduce earnings. All rates and terms are subject to change without notice.
Checking accounts include these services:
- Mobile App & Online Banking – manage your account easily from anywhere
- Electronic Statements & Notifications – account statements and notices via email
- 55,000+ No-Fee ATMs – there’s a no-fee ATM near you, get directions in the app
- One “Oops” on Us!™ – because we all make mistakes
- Email/Text Account Alerts – customize the account information you want to know
- P2P Transfers – internal or external transfers to non-Diamond members
- Online Bill Payer – pay bills from one place, set up automatic or manual payments
- Mobile Deposit Capture – deposit checks by phone photo and access funds instantly
- Diamond Visa Card App – securely manage your debit card activity
- Apple, Google, Samsung, and others – add your debit card to your digital wallet
- Online Account Opening – open an account online in just a few minutes
Here For You
Diamond’s dedicated team is ready to help you open a checking account or any other deposit account. Enjoy seamless money management between ALL your accounts and you’ll be saying “I should have done this sooner!”
*My Diamond Checking: Member must enroll in electronic statements, or receive one direct deposit a minimum of every 35 days, or maintain a $500 minimum daily balance to avoid a $4.95 monthly service fee. Does not earn interest. Each debit card associated with the account must be used for a financial transaction at least one time per month to avoid a $3.00 monthly non-use fee.