Market-Leading Rates On Short- or Long-Term Deposits
Share certificates allow you to deposit a fixed amount of money for a set period of time (term) and earn a market-leading rate on your funds.
At the end of the term, you will receive the original deposit plus any accumulated dividends, making it an attractive option if you are seeking low-risk, steady return. To meet the various needs of our members Diamond offers both Regular Share Certificates and Jumbo Share Certificates.
Regular And Jumbo Share Certificates:
- Regular: requires a minimum opening deposit of $1,000.
- Jumbo: requires a minimum opening deposit of $75,000.
- Terms ranging from 45 days up to 10 years.
- May be used as a Roth or Traditional IRA.
- Your funds are federally insured up to $250,000.
Members can log in to NetBranch Online Banking to easily open a Regular or Jumbo Share Certificate.
Share Certificates
| Term | Jumbo Certificate (min. $75,000) | Regular Certificate (min. $1,000) |
|---|---|---|
| 45 Day | 2.06% APY Jumbo | 2.01% APY Regular |
| 90 Day | 3.56% APY Jumbo | 3.51% APY Regular |
| 26 Week | 3.81% APY Jumbo | 3.76% APY Regular |
| 12 Month | 4.06% APY Jumbo | 4.01% APY Regular |
| 18 Month | 3.91% APY Jumbo | 3.86% APY Regular |
| 24 Month | 3.81% APY Jumbo | 3.76% APY Regular |
| 30 Month | 3.81% APY Jumbo | 3.76% APY Regular |
| 36 Month | 3.81% APY Jumbo | 3.76% APY Regular |
| 48 Month | 3.81% APY Jumbo | 3.76% APY Regular |
| 60 Month | 3.81% APY Jumbo | 3.76% APY Regular |
| 10 Year | 3.81% APY Jumbo | 3.76% APY Regular |
*Rates subject to change or withdrawal without notice. For share certificate, the yield is calculated on the minimum amount required to open the account. Dividend penalty for early withdrawal on share certificate accounts. A share certificate check may reduce your earnings.
Open A Share Certificate In Minutes
Members can log in to NetBranch Online Banking to easily open a Regular or Jumbo Share Certificate.
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Expanded Services
Need more information?
Contact a Diamond representative during normal business hours.