Checking Accounts

Opening A New Diamond Checking Account

Checking accounts shouldn’t be complicated, that’s why we’ve combined the best of what Diamond has to offer into just two simplified account options, My Diamond Checking and Growth Checking. Meet the requirement of your choice and in turn, enjoy all the services you need to easily manage your daily finances.

My Diamond Checking

Meet your new favorite checking account.

Avoid monthly fees with My Diamond Checking when you meet any of the requirements.

Requirement*:

Electronic Statements OR Direct Deposit OR Minimum Balance of $500
Includes all of Diamond’s checking account services.

Open a my Diamond Checking Account

*My Diamond Checking: Member must enroll in electronic statements, or receive one direct deposit a minimum of every 35 days, or maintain a $500 minimum daily balance to avoid a $4.95 monthly service fee. Does not earn interest. Each debit card associated with the account must be used for a financial transaction at least one time per month to avoid a $3.00 monthly non-use fee.

Growth
Checking

If you’re interested in earning dividends, Growth Checking is for you.

Avoid monthly fees by meeting one of the requirements.

Requirement*:

$1,000 minimum balance OR $10,000 minimum balance to earn higher dividend
Includes all of Diamond’s checking account services.

Dividend-Bearing Checking

Account	Tier	Rate
Growth Checking	$1,000 Minimum Deposit*	.10% Annual Percentage Yield
	$10,000 Minimum Deposit*	.20% Annual Percentage Yield

*Growth Checking: $1,000 minimum daily balance required to open and earn dividends. A minimum daily balance of $1,000 must be maintained to avoid a $5.95 monthly minimum service fee. Deposits of $10,000 or more will earn more dividends. The Annual Percentage Yield (APY) may change on these accounts after the account is opened. Fees may reduce earnings. All rates and terms are subject to change without notice.

Deposit Disclosure

Open a Growth Checking Account

Checking accounts include these services:

Mobile App & Online Banking – manage your account easily from anywhere
55,000+ No-Fee ATMs – there’s a no-fee ATM near you, get directions in the app
One “Oops” on Us!™ – because we all make mistakes
P2P Transfers – internal or external transfers to non-Diamond members
Online Bill Payer – pay bills from one place, set up automatic or manual payments
Mobile Deposit Capture – deposit checks by phone photo and access funds instantly
Diamond Visa Card App – securely manage your debit card activity
Apple, Google, Samsung, and others – add your debit card to your digital wallet
Online Account Opening – open an account online in just a few minutes

Need more information?

Contact a Diamond representative during normal business hours.

Contact Diamond