Interest Bearing Checking
Enjoy a Checking Account That Makes Money For You
Diamond offers two interest-bearing checking account options. Both make your money work harder for you, like a savings account. Enjoy one account that makes you money and gives you the ability to write checks, use a debit card, enjoy full mobile/online banking access, and more.
Interest-Bearing Checking Accounts
Deposit Disclosure| Account | Tier | Rate |
|---|---|---|
| Checking Plus | $1000 Minimum Deposit* | .25% APY |
| Money Market Checking | $10,000 Minimum Deposit*** | .50% APY |
Checking Plus
Checking Plus is ideal if you wish to earn interest on your checking funds with a lower minimum deposit.
- Earn a competitive interest rate.*
- VISA® Debit Card provides easy access to your funds. You’ll also avoid foreign ATM and point-of-sale charges that many banks impose.
- Access thousands of No-Fee ATMs worldwide.
- One “Oops” on Us!™ fee-reversal service**.
- 12 free Cashier Checks per year.
- Free unlimited use of Online Bill Payer eliminates check and postage costs.
- Added features such as discounted and free financial services.
Money Market Checking
This prestigious checking account offers a competitive interest rate on your funds. Plus, enjoy flexibility and product discounts among other benefits. Your Money Market Checking*** account includes:
- Exclusive perks such as a 50% discount on Safe Deposit Boxes, 12 free Cashier Checks per year and unlimited Stop Payment requests.
- VISA® Debit Card provides easy access to your funds. You’ll also avoid foreign ATM and point-of-sale charges that many banks impose.
- Access to thousands of ATMs worldwide in our No-Fee Network.
- One “Oops” on Us!™ fee-reversal service**.
- Free, unlimited use of online bill payer eliminates check and postage costs.
- Enjoy a wide variety of check styles.
*Checking Plus: Falling below the minimum balance of $1,000 will result in a $5.95 service fee.
**One “Oops” on Us!: Members must call Diamond to execute the fee reversal. Must be a member in good standing. One fee-reversal per checking account, per year. Diamond is not responsible for fees imposed by other parties.
***Money Market Checking: Falling below the $10,000 minimum balance will result in a monthly fee of $7.95. Diamond Money Market Checking accounts are variable rate accounts. The Annual Percentage Yield (APY) may change on these accounts after the account is opened. Fees may reduce earnings. All rates and terms are subject to change without notice.
