Mortgage Center

Mortgage Center

For anyone dreaming of buying a home, who wants a partner in the home buying process who will educate you, and be by your side every step of the way, the Diamond Credit Union Mortgage Center will help you get ready for when the time is right. No matter where you are in the process, if you’re ready today or want to be ready down the road, our team is here to help you feel comfortable and confident. We’re in this together, that’s younity.

Diamond offers competitive rates, lower fees, and a variety of loan types including:

  1. Fixed and adjustable-rate
  2. 3% down payment
  3. FHA
  4. VA
  5. USDA

We also offer several handy financial calculators for mortgages plus many others for life’s milestones.

Commitment Statement

Our commitment to get you in the house:

  1. Keep you informed during the entire process
  2. Get it right the first time
  3. Available when you need us
  4. Understand the importance of closing day

Here is how to get started

First number’s first
Save, save and save
Tell us what you are thinking

Your new home in 1, 2, 3

Step 1 – Pre-qualification
Step 2 – The FUN part, house hunting
Step 3 – The dream comes true


Mortgages (starting rates shown)Loan Disclosure

Loan Type Interest Rate
Conventional 30 Year 3.875%
Conventional 20 Year 3.625%
Conventional 15 Year 3.250%
Conventional 10 Year 3.250%

FHA and VA loans also available. Contact Diamond for more information. NOTE: APRs for corresponding rates based on $150,000 loan amount. The Annual Percentage Rate (APR) is the cost of your credit expressed as an annual rate. Because you may be paying loan discount “points” and other “prepaid” finance charges at closing, the APR disclosed is often higher than the interest rate on your loan. This APR can be compared to the APR on other loan programs to give you a consistent means of comparing rates and programs. Rates shown assume a credit score of 740 or above. Primary residence transactions apply.


First Time Home Buyers Program

home buyerBuying your first home is a big deal, but don’t worry. We’re in this together! Our Mortgage Experts will start with a review of your current financial situation, then show you how to save for that down payment with special products, and finally it’ll be time to get pre-qualified so you can start house hunting! Plus, you may qualify for a mortgage with as little as 3% down and no minimum income cap.


Home Equity Loans & Line of Credit

Use the equity in your home for home improvements, family vacation, purchasing a vehicle, educational expenses, or consolidating debt. Competitive rates and flexible terms.



Diamond Credit Union’s Home Brew for Aspiring Home Buyers is a difference-making, no-cost, interactive event unlike any other in our community for those who want a partner in the home buying process. Diamond Home Brew is local people, in a relaxed and fun atmosphere, and feels personal.

home brew homebuying educational event logoAttendees will enjoy beer (soft drinks available too), food, and receive a coupon for $250 off closing costs on any future mortgage with Diamond Credit Union.

Home Brew will address hot topics which, according to the National Association of Realtors and Diamond Mortgage Center experts, buyers most often seek help understanding:

  • Finding the right property
  • Understanding the paperwork
  • Understanding the process and steps
  • Saving for the down payment
  • Getting a mortgage
  • Appraisal of the property
  • Understanding your credit


WHO: You and a guest, or fly solo, no matter where you are on your home buying journey (ages 21+ only)
WHAT: Knowledge, beer, and food compliments of Diamond
WHY: Your opportunity to talk with and learn from the Diamond Credit Union mortgage pros and area real estate experts

Tuesday, September 17, 2019 from 6-8 PM
Chatty Monks, 610 Penn Ave, West Reading



REGISTRATION FULL Tuesday, May 21, 2019 – Chatty Monks, 6-8 PM

REGISTRATION FULL Tuesday, April 30, 2019 – Tuned Up Brewery, 6-8 PM

REGISTRATION FULL Tuesday, March 19, 2019 – Chatty Monks, 6-8 PM

REGISTRATION FULL Tuesday, March 12, 2019 – Chatty Monks, 6-8 PM