Mortgage Center

Mortgage Center

Making the right mortgage decision is easy with Diamond!

Diamond’s Mortgage Center offers competitive rates, lower fees, and a variety of loan types including fixed and adjustable-rate mortgages. Get started today by filling out the Mortgage Pre-Application. There is no fee for this pre-application and you are under no obligation. Let Diamond’s Mortgage Professionals help you meet your home ownership needs.

COFFEE HOUSE TALK

Coffee House Talks are a series of informal, pull-up-a-chair get-togethers with Diamond’s Mortgage Team and other area housing experts who can help you approach the home buying journey with added confidence.

In Case You Missed Them

In case you missed this year’s Coffee House Talk sessions, here are summaries of the information shared.

Session 1 – Preparing to Buy Your Home

Session 2 – The Process of Buying a New Home

Session 3 – After Your Offer is Accepted

Mortgage Rates

Mortgages (starting rates shown)Loan Disclosure

Loan Type Interest Rate
APR
Conventional 30 Year 5.000%
5.0780%
Conventional 20 Year 4.750%
4.8550%
Conventional 15 Year 4.375%
4.5070%
Conventional 10 Year 4.375%
4.5640%
FHA and VA loans also available. Contact Diamond for more information. NOTE: APRs for corresponding rates based on $150,000 loan amount. The Annual Percentage Rate (APR) is the cost of your credit expressed as an annual rate. Because you may be paying loan discount “points” and other “prepaid” finance charges at closing, the APR disclosed is often higher than the interest rate on your loan. This APR can be compared to the APR on other loan programs to give you a consistent means of comparing rates and programs. Rates shown assume a credit score of 740 or above. Primary residence transactions apply.

FILL OUT A MORTGAGE PRE-APPLICATION

Mortgage Pre-Application

Get a head start on your home buying experience. Submit this easy, secure pre-application and we’ll be prepared with options before we even speak.

FILL OUT A MORTGAGE PRE-APPLICATION

First Time Home Buyers Program

home buyerBuying your first home is a big deal, but don’t worry. We’re in this together! Our Mortgage Experts will start with a review of your current financial situation, then show you how to save for that down payment with special products, and finally it’ll be time to get pre-qualified so you can start house hunting! Plus, you may qualify for a mortgage with as little as 3% down and no minimum income cap.

LEARN MORE ABOUT THE FIRST TIME HOME BUYER PROGRAM

Home Equity Loans & Line of Credit

Use the equity in your home for home improvements, family vacation, purchasing a vehicle, educational expenses, or consolidating debt. Competitive rates and flexible terms.

LEARN MORE ABOUT DIAMOND’S HOME EQUITY LOANS AND LINE OF CREDIT

Diamond Mortgage Department
“IN THE HOUSE” Commitment Statement

Our commitment to get you in the house:

Keep you informed during the entire process.
Get it right the first time.
Available when you need us.
Understand the importance of closing day.