Mortgage Center

Mortgage Center

Making the right mortgage decision is easy with Diamond!

Diamond’s Mortgage Center offers competitive rates, lower fees, and a variety of loan types including fixed and adjustable-rate mortgages. Get started today by filling out a Mortgage Pre-Application. There is no fee for the pre-application and you are under no obligation. Let Diamond’s Mortgage Professionals help you meet your home ownership needs.

HOME BREW

Diamond Credit Union’s Home Brew for Aspiring Home Buyers is a difference-making, no-cost, interactive event unlike any other in our community for those who want a partner in the home buying process. Diamond Home Brew is local people, in a relaxed and fun atmosphere, and feels personal.

home brew homebuying educational event logoAttendees will enjoy a complimentary flight of beer (soft drinks available too), food, and receive a coupon for $250 off closing costs on any future mortgage with Diamond Credit Union.

Home Brew will address hot topics which, according to the National Association of Realtors and Diamond Mortgage Center experts, buyers most often seek help understanding:

  • Finding the right property
  • Understanding the paperwork
  • Understanding the process and steps
  • Saving for the down payment
  • Getting a mortgage
  • Appraisal of the property
  • Understanding your credit

HOME BREW DETAILS

WHO: You and a guest, or fly solo, no matter where you are on your home buying journey (ages 21+ only)
WHAT: Knowledge, beer, and food compliments of Diamond
WHEN: Tuesday, March 12, 2019 from 6-8 PMREGISTER BELOW BY FEBRUARY 26
WHERE: Chatty Monks Brewing Company, 610 Penn Avenue, West Reading, PA 19611
WHY: Your opportunity to talk with and learn from area real estate experts from The Dave Mattes Team (Remax of Reading) and the pros from Diamond Credit Union’s Mortgage Center

REGISTER FOR HOME BREW

Mortgage Rates

Mortgages (starting rates shown)Loan Disclosure

Loan Type Interest Rate
APR
Conventional 30 Year 4.500%
4.5760%
Conventional 20 Year 4.375%
4.4790%
Conventional 15 Year 4.125%
4.2560%
Conventional 10 Year 4.125%
4.3130%
FHA and VA loans also available. Contact Diamond for more information. NOTE: APRs for corresponding rates based on $150,000 loan amount. The Annual Percentage Rate (APR) is the cost of your credit expressed as an annual rate. Because you may be paying loan discount “points” and other “prepaid” finance charges at closing, the APR disclosed is often higher than the interest rate on your loan. This APR can be compared to the APR on other loan programs to give you a consistent means of comparing rates and programs. Rates shown assume a credit score of 740 or above. Primary residence transactions apply.

Mortgage Pre-Application

Get a head start on your home buying experience. Submit this easy, secure pre-application and we’ll be prepared with options before we even speak.

First Time Home Buyers Program

home buyerBuying your first home is a big deal, but don’t worry. We’re in this together! Our Mortgage Experts will start with a review of your current financial situation, then show you how to save for that down payment with special products, and finally it’ll be time to get pre-qualified so you can start house hunting! Plus, you may qualify for a mortgage with as little as 3% down and no minimum income cap.

LEARN MORE ABOUT THE FIRST TIME HOME BUYER PROGRAM

Home Equity Loans & Line of Credit

Use the equity in your home for home improvements, family vacation, purchasing a vehicle, educational expenses, or consolidating debt. Competitive rates and flexible terms.

LEARN MORE ABOUT DIAMOND’S HOME EQUITY LOANS AND LINE OF CREDIT

Diamond Mortgage Center
“IN THE HOUSE” Commitment Statement

Our commitment to get you in the house:

Keep you informed during the entire process.
Get it right the first time.
Available when you need us.
Understand the importance of closing day.