Platinum & Rewards Mastercards | Loans & Credit

Low-Rate Balance Transfer Offer

low rate mastercard balance transfer promotional image

Start Saving Money with a Platinum Mastercard Low-Rate Balance Transfer!

Now through October 31st

When you open a Diamond Platinum Mastercard® or Platinum Mastercard® with Rewards, you’ll pay just 1.9% APR for 12 Months on All Balance Transfers, with No Balance Transfer Fees. After 12 months, your standard rate as low as 7.90% APR** will apply. Diamond offers some of the lowest rates available, so get the credit card that comes from a name you know, and can trust. Learn more and apply online below.

Already have a Diamond Platinum Mastercard or Platinum Mastercard with Rewards?
Lose your high-rate debt and use your Diamond Platinum Mastercard for all it’s worth. Take advantage of this offer today because the sooner you transfer balances, the more you’ll save. Transfer balances now through NetBranch or call our Lending Specialists for assistance.

APR: Annual Percentage Rate. The 1.90% APR is a promotional APR valid on balance transfers of $50 or more made between August 1, 2020 and October 31, 2020. The promotional rate will remain in effect for 12 months from the date of first qualifying transaction. After which, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement. Balance transfers must be a minimum of $50 and are processed for the amount requested, or up to your available credit limit. Payments to your transferring account should be made until the account is confirmed paid in full. Diamond Credit Union takes no responsibility for additional finance charges, fees and transactions posting to your transferring account. This offer applies only to accounts in good standing. Your Diamond Credit Union Platinum Mastercard or Platinum Mastercard with Rewards must be activated in order for a balance transfer to be processed. Payments will be applied first to any balance at the lower promotional rate before being applied to balances at the card’s standard/regular rate as specified in the Card Agreement. Effective February 22, 2010, to the extent your payment exceeds the minimum payment due each billing period, payments will be applied to balances with high APRs prior to balances with low APRs. Each balance transfer will be treated as a cash advance as described in your Credit Card agreement, and will begin to accrue finance charges on the transaction date, and is subject to credit availability. To avoid paying interest on new purchases, you must pay your entire balance each month by the due date. This offer cannot be used to pay off or make balance transfers from any existing Diamond Credit Union accounts or loans. See full Mastercard disclosure for additional disclosures and/or restrictions.

Diamond Platinum Mastercard - with or without Rewards

Lower rates mean lower minimum payments and less interest paid over the course of the loan. If you don’t have our card in your wallet, chances are you’re paying too much interest. Consider transferring other high rate, high balance credit cards to a Diamond Platinum Mastercard® – your choice of with or without Rewards.

Diamond Platinum Mastercard with Rewards features:

Earn one point for every dollar spent.
New accounts receive 1,000 bonus points after first purchase.
Redeem for a wide array of merchandise from sporting equipment, to home interiors, to travel.
Rates as low as 8.9% APR*.
No annual fee.
No balance transfer fees.
Same rate for purchases and cash advances.
Zero-liability purchase protection.
Emergency card replacement service.
Travel accident insurance.
Make payments and view detailed account information through NetBranch Online Banking.
Enhanced online features and management tools.
24/7 Call Center support.

Apply For A Platinum Rewards Card Track Your Rewards Points

Apply Now

Platinum Low-Rate Mastercard features:

Low-rate APR*.
No annual fee.
No balance transfer fee.
Same rate for purchases and cash advances.
Zero-liability purchase protection.
Emergency card replacement service.
Travel accident insurance.
Make payments and view detailed account information through NetBranch Online Banking.
Enhanced online features and management tools.
24/7 Call Center support.

Apply For A Platinum Low-Rate Card

DiamondMC App

Enjoy easy management of your Diamond Credit Union Platinum Mastercard anywhere with the DiamondMC app. Registering your Diamond Credit Union credit card is a cinch from any mobile device, and access is secure and protected by multi-factor authentication. This app offers a convenient way to:

View recent and pending transactions.
View account details.
Make payments.
View payment history.
Report your card lost or stolen.
Dispute a transaction.
Set travel notifications.

Download the DiamondMC app from your mobile device:

Apple Pay

ApplePay Diamond Platinum Mastercards are available in Apple Pay. Apple Pay is a mobile payment and digital wallet service by Apple Inc., and is available on Apple devices. Apple Pay lets you use your iPhone 6 or newer phones and Apple Watch to pay in stores and apps in an easy, secure, and private way.

Lost or Stolen Card?

Assistance for lost or stolen cards is available 24/7.

Card Emergencies

Guide to Benefits

To request a copy of your individual Mastercard Cardholder Agreement, click the link below and open the BY EMAIL section. Select “General Questions” from the Department dropdown menu and fill in the rest of the information to email us your request. You may also request a Guide to Benefits by calling 800-593-1000 during normal business hours.

Contact Diamond

Mastercard Disclosure

*Actual Annual Percentage Rate (APR) may vary according to overall credit history, payment method and payment processing fees.
Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.