Loans and Credit

Your one-stop source for lending to help you reach your goals.

Are you buying a new home, in the market for a new car or motorcycle, need to tackle some home repairs or, even better, get away on a vacation? At Diamond Credit Union, we offer affordable loan and line of credit options for those things in life that cost a little more. With competitive rates, low fees and flexible payment plans, you’re sure to find a Diamond loan or credit product best suited for your needs.

All Lending

Auto, Home Equity, and Personal loans…get the information you need to begin right here!

Mortgage Center

Are you a first-time home buyer or ready to upgrade to your forever home? Are you looking for a renovation project or something move-in ready? You found the right home, now turn to Diamond for competitive rates, low fees and a mortgage type that is perfect for you.

Home Equity Loans

Put the equity in your home to work for you. Use a home equity loan or home equity line of credit towards home improvement, college tuition or paying off debt.

Auto/Motorcycle Loans

Whether you take to the road on four wheels or two wheels, look to Diamond for your vehicle loans. Extended financing and flexible payment plans available for new and used auto or motorcycle loans.

RV Loans

Let the adventures begin! Diamond offers market-leading rates and financing up to 180 months on new or used RVs.

Car Buying Service

Save on your next car with Diamond’s Car Buying Service, powered by TrueCar. Search top brands, see what others paid, browse local inventory, and apply for financing in one convenient place online. Save time and money and feel confident in your car buying experience.

Pre-Owned Vehicles

Are you looking for an affordable pre-owned vehicle? Diamond has some great deals on pre-owned vehicles with complete CARFAX reports.

Dealer Financing

We’ve partnered with local dealers to bring Diamond financing on-the-spot as you shop. Purchase your new or used vehicle at any of the partner dealerships throughout Berks, Chester and Montgomery counties and receive great financing options.

Personal Loans

Borrow money for any purpose with no collateral needed. Personal loans and lines of credit are available with market-leading rates and extended terms.


Platinum Mastercard and Platinum Mastercard with Rewards are available for Diamond members. Consider transferring other high-rate, high-balance cards to a Diamond Platinum Mastercard.

Credit Builder Loan

The Credit Builder Loan from Diamond is designed to show financially responsibility, build or improve your credit history, and help you reach your goals.

Loan Health Check-Up

Ensure you’re on the right financial track with a free Loan Health Check-up with a Diamond Loan Consultant. Includes a full credit report with a personal review of your current and prospective loans.

Business/Commercial Loans

As a local business ourselves, we know what makes life easier for owners and operators. We offer flexible terms and competitive rates on a spectrum of offerings, including commercial real estate financing, small business loans, and business lines of credit.

Student Loans

In some cases, scholarships, financial aid, and your savings still don’t add up to the total investment you need to make for furthering your education. The Smart Option Student Loan by Sallie Mae might just be the extra funding you need to get the education you desire.


Home Financing, Personal, Investment and Retirement calculators address many questions and assist in your financial planning.