Share Certificates

Deposit a fixed amount of money for a set period of time and earn a market-leading rate on your funds. Members can open a Regular Share Certificate with a minimum investment of just $1,000. Diamond’s Jumbo Share Certificates are also available, featuring a super-sized rate with a minimum deposit of $75,000.

Regular and Jumbo Share Certificates:

  • Terms ranging from 45 days up to 10 years.
  • May be used as a Roth or Traditional IRA.
  • Your funds are federally insured up to $250,000.

Open Your Share Certificates Online!

Through Diamond’s NetBranch Online Banking, members can easily open a Regular Share Certificate or Jumbo Share Certificate in minutes.


Share Certificates (includes IRA Certificates) Deposit Disclosure
Jumbo Certificate requires a minimum deposit of $75,000.
Regular Certificate requires a minimum deposit of $1,000.

Term Jumbo Certificate
Regular Certificate
45 Day .85% APY
.75% APY
90 Day 1.00% APY
.90% APY
26 Week 1.55% APY
1.50% APY
12 Month 1.85% APY
1.80% APY
18 Month 1.90% APY
1.85% APY
24 Month 1.95% APY
1.90% APY
30 Month 2.05% APY
2.00% APY
36 Month 2.15% APY
2.10% APY
48 Month 2.35% APY
2.20% APY
60 Month 2.45% APY
2.30% APY
10 Year 2.45% APY
2.30% APY
*Rates subject to change or withdrawal without notice. For share certificate, the yield is calculated on the minimum amount required to open the account. Dividend penalty for early withdrawal on share certificate accounts. A share certificate check may reduce your earnings.


Log in to NetBranch Online Banking to open a Regular of Jumbo Share Certificate.

Not a member? Join now to take advantage of our great rates!