Differences Between Pre-Selected and Pre-Approved Credit Offers

When you get envelopes in the mail proclaiming that you have been pre-approved for a credit or loan, tempting you to “Act Now!”, it can be confusing. Many questions generally circulate through your mind when trying to figure out why you’re receiving pre-approved credit offers in the first place. Is this affecting your credit score? … Continue Reading

The Psychology of Shopping and Saving: How Your Money Makes You Feel

Do any of these scenarios sound familiar? The rush of excitement when you finally purchase that item you’ve had your eye on. The mood uplift when you buy something on impulse. The initial pangs of guilt when you first see your credit card balance. The way we use our money can bring about a wide … Continue Reading

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The views, opinions, and ideas articulated in this blog are just that, and should not be construed as financial or legal advice. The writers of these blogs are educated on the topics they are writing about, but they are in no way licensed financial advisors or registered investment advisors. Diamond Credit Union is not responsible for any actions a person may take as a result of the information they read in one of our blogs.