Why You Need to Pay Off Credit Card Debt & How to Get It Done!

Have you found that a large amount of credit card debt is holding you back from reaching many of your goals? Growing credit card balances may be keeping you from saving money for a down payment on a new home, buying a more reliable car, or paying off student loan debt. If you’re unsure of … Continue Reading

Managing Checking Accounts. . . Then and Now

Checking Accounts . . . Then Do remember when you maintained your checking account balance on tiny-lined ledgers and cross referenced it to your paper statement each month, hoping your math was right? How about cashing a check? This was a multi-step process that involved signing the back of a check, filling out a deposit … Continue Reading

Are You On Track With Your Child’s College Savings?

Saving for and paying for college can be an 18+ year endeavor, and many families are uncertain about how to build their child’s college savings the right way. With the price of a college education rising each year, parents may wonder what their savings goal should be. Their very first question is often, “what will … Continue Reading

14 Identity Protection Tips for Travelers

As the weather warms up, you’re probably thinking about your next fun adventure. When you vacation, identity protection tips may be the last thing you want to think about. But that’s just what criminals count on. Did you know? 16.7 million people became victims of identity theft last year. Two out of five travelers admit … Continue Reading

Five Steps for Protecting yourself from Tax Refund Fraud

Imagine being unable to file your tax return because someone already filed in your name. And the worst part? You won’t receive your tax refund for the better part of a year. That’s essentially what happens when you become a victim of tax refund fraud. Your tax refund also could be delayed if another person … Continue Reading

Separating Needs from Wants Can Help Reduce Stress and Anxiety

The task of financial separating needs from wants can be difficult; however it is extremely helpful, especially when it’s time to manage your budget. In some cases, it can be easy to identify the difference between a need and a want. However, there are certain expenses that aren’t as black and white. Discover an easy … Continue Reading

Playing House: Advice on Managing Finances with Cohabiters

So you’re about to move in with your significant other? Managing finances with cohabiters is an important discussion to have. The thought of setting up house together can be incredibly exciting. Perhaps you have already weighed the pros and cons of your decision, but have you thought through the financial impact that your living arrangement … Continue Reading

Buying Your First Car? Know These 5 Things First

The pure excitement of buying your first car is right up there with receiving a college acceptance letter or your first job offer. Holding the keys to your new (or new to you) car is like a right-of-passage into adulthood. This purchase gives you a level of financial responsibility that can be nerve-racking and invigorating … Continue Reading

How to Save Money This Summer and Still Have Fun

Summer is finally here and it’s a time when families are spending more time away from the house enjoying the warmer temperatures. However, more time away from the house often equates to more out-of-pocket expenses. Filling up the car with gas, eating out, and paying for fun events can add up quickly. How can your … Continue Reading

Financial Resolutions for a Brand New Year (Or Any Day!)

As we move into the start of a new year, we often give pause and think about our goals and resolutions. In 2015, a Fidelity Investments survey found that 31% of respondents were making financial resolutions, and their top three goals were saving more, reducing debt and spending less. Many resolutions fail within a few … Continue Reading

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The views, opinions, and ideas articulated in this blog are just that, and should not be construed as financial or legal advice. The writers of these blogs are educated on the topics they are writing about, but they are in no way licensed financial advisors or registered investment advisors. Diamond Credit Union is not responsible for any actions a person may take as a result of the information they read in one of our blogs.