How Much Money is Really Needed to Buy a House?

As a first-time homebuyer, it’s not uncommon to approach the cost of buying a new home thinking “the calculators show my mortgage payment will only be X dollars, which is about the same as my rent, so maybe I can afford a house that costs X dollars.” Buying your first home is very exciting, and although it can … Continue Reading

How Can You Improve Your Credit Score to Buy a House?

As a first-time home buyer, do you know the most important piece of information you should have at your fingertips? It’s not the square footage of your dream home or even the current mortgage rates. Nope, it’s your credit score. When you’re buying a home, or making any large purchase, your credit score is going … Continue Reading

3 Steps in Qualifying for a Home Loan

Spring is (finally!) in the air and that means For Sale signs could be popping up all over your dream neighborhood any day now. While finding the right home in the right location at the right price is just one challenge, navigating the steps to financing your home is another. Am I pre-qualified or pre-approved? … Continue Reading

A Financial Guide to Buying Your First Home

The reasons to buy your first home are numerous. You are purchasing an investment that could increase in value over time. In addition, you could receive tax deductions and a new level of independence. If you’re a first-time house hunter, the process is exciting, and a little overwhelming. This is a big investment after all. … Continue Reading

Financial Preparation Checklist for Life’s Milestone Moments

2015 is going to be a big year, you can just feel it! Maybe you don’t know exactly what the year holds in store for you, or maybe you have a very clear picture of the milestone events coming your way. Either way, with each new life event there are new financial considerations that need … Continue Reading

Top 5 Headache-Free Home Buying Hints

It’s no secret that buying a home can be very stressful. At Diamond Credit Union we’ve heard our fair share of home buying challenges and successes. Here are a few quick tips to take the stress out of your house hunting. Be clear about your deal-breakers upfront There are so many options in home buying, … Continue Reading

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The views, opinions, and ideas articulated in this blog are just that, and should not be construed as financial or legal advice. The writers of these blogs are educated on the topics they are writing about, but they are in no way licensed financial advisors or registered investment advisors. Diamond Credit Union is not responsible for any actions a person may take as a result of the information they read in one of our blogs.