Cyber Security Awareness: Parents Must be a Firewall

Parents, do you break out in a cold sweat when you see your child surfing the internet? Do you worry about what sites they’re visiting or who’s interacting with them? Is your teen or tween’s smartphone use a cause for concern? National Cybersecurity Awareness Month is here, and to promote a better understanding of the … Continue Reading

Every Student Should Know about Student Loan Fraud

Student loan fraud occurs when identity thieves obtain personal information and use it to apply for federal student loans and Pell grants. It can happen to anyone, whether you attend college or not. College students are four times more likely than other groups to have their identity stolen by people they know, including roommates, family … Continue Reading

How to Guard Against and Respond to Child Identity Theft

Child identity theft happens. What does that mean for your child? Imagine this scenario: Your college-bound child applies for a car loan or credit card, but is turned down because of thousands of dollars in unpaid debt. Identity theft has struck again, and the resulting poor credit record will affect your child’s financial well-being for … Continue Reading

14 Identity Protection Tips for Travelers

As the weather warms up, you’re probably thinking about your next fun adventure. When you vacation, identity protection tips may be the last thing you want to think about. But that’s just what criminals count on. Did you know? 16.7 million people became victims of identity theft last year. Two out of five travelers admit … Continue Reading

Five Steps for Protecting yourself from Tax Refund Fraud

Imagine being unable to file your tax return because someone already filed in your name. And the worst part? You won’t receive your tax refund for the better part of a year. That’s essentially what happens when you become a victim of tax refund fraud. Your tax refund also could be delayed if another person … Continue Reading

Keeping Mobile Banking & Apps Safe on Your Smartphone

Being able to handle financial “to-dos” like paying bills, repaying a friend, checking account balances, or transferring funds, while on the go, can be a lifesaver. For all the conveniences that mobile banking websites or apps have brought us, they also can open you up to foul play, if your smartphone is ever lost or … Continue Reading

Identity Protection Tips for the Holidays

As consumers step up their online shopping leading up to the holidays, it’s a prime time of the year for identity theft. While you are busy snagging hot deals on Black Friday and Cyber Monday, thieves are phishing for your information. Don’t let an identity thief take the jingle out of your holiday. Follow these … Continue Reading

10 Places to Never Share Your Social Security Number

Here’s a secret way to keep your identity—and that of your loved ones—secure: Never share your Social Security number unless it’s absolutely required. That’s right. Most of the time, it’s OK to say no to schools, doctor’s offices, sports clubs and many other organizations that may ask for this nine-digit identifier. In fact, safeguarding SSNs … Continue Reading

What can I do to protect my computer and data?

There are three main threats to the data on your computer: malicious software, network intrusion by hackers, and physical theft. Use Protection Software To protect your computer against viruses, spyware, worms, and Trojan Horse programs (which let hackers control your computer), you must use antivirus, anti-spyware and anti-malware software—and keep those applications up-to-date. To keep … Continue Reading

5 Steps to Take When You’re a Victim of Identity Theft

Falling victim to identity theft can be an unsettling experience. Many people don’t know where to begin to restore their good name and credit, what to do or who to call. With more than 13 million identity theft victims a year, there’s a good chance this crime could impact you. There are five important steps … Continue Reading

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The views, opinions, and ideas articulated in this blog are just that, and should not be construed as financial or legal advice. The writers of these blogs are educated on the topics they are writing about, but they are in no way licensed financial advisors or registered investment advisors. Diamond Credit Union is not responsible for any actions a person may take as a result of the information they read in one of our blogs.