15 Identity Theft Signs That You May Be Under Attack

It’s a sad fact—identity theft has become commonplace. Last year saw nearly 17 million new victims in the United States alone.(1) It’s a big club that nobody wants to join. Resolving identity theft and fraud can take months or even years, and your finances can take a big hit, too. Is someone scoping out your … Continue Reading

Don’t Tempt Fate! Protect Your Data on World Backup Day

Data loss can strike at any time, and the cost of recovery will be high—unless you have a recent, usable backup. Take the first step to protect your data and valuable information by following the 5 Ws of backing up data—the who, what, where, when and why—on World Backup Day, March 31, 2019. Why you … Continue Reading

How to Avoid Tax Scams and Tax Identity Fraud

Are you anticipating a nice tax refund this year? Maybe you have plans for a new TV or a special vacation? But imagine someone beats you to your refund by filing a fraudulent tax return, putting your plans on hold upon realizing you’ve become a victim of tax scams. Now instead of relaxing, you’ll have … Continue Reading

Your New Year’s Identity Protection Resolutions

With the start of a new year, now is the perfect time to reflect and make identity protection resolutions to improve your life in the year ahead. New Year’s Eve is truly a worldwide celebration associated with hundreds of different cultural traditions. In the U.S., people watch the ball drop in Times Square in New … Continue Reading

Ransomware Threat Level Rising: Businesses Vulnerable

Simple tools. Ominous results. Ransomware threat level rising. Ambitious cyber criminals launched devastating ransomware attacks in 2017, taking in billions of dollars and disrupting businesses around the world. As ransomware becomes a more lucrative tool for criminals, things could get much worse. Cyber attacks doubled in the first half of 2017 and damage costs are … Continue Reading

Be Smarter with Your Money this Holiday Season

It’s here! Holiday shopping season. So, during this time of year, it’s important to be smarter with your money including holiday shopping on a budget or protecting your finances during a busy spending season. We have great advice to help you make smarter financial decisions during the holidays.   Holiday Shopping on a Budget: Less … Continue Reading

Teach Your Kids Cyber Hygiene (and Freeze Their Credit)

Although National Cybersecurity Awareness Month has passed for 2018, consumers must continue to be diligent with the security of their personal information…especially that of their children. To help, the Identity Theft Resource Center in conjunction with CyberScout has released a survey entitled “Social Media Habits and You.” The survey focuses on how parents and guardians … Continue Reading

Cyber Security Awareness: Parents Must be a Firewall

Parents, do you break out in a cold sweat when you see your child surfing the internet? Do you worry about what sites they’re visiting or who’s interacting with them? Is your teen or tween’s smartphone use a cause for concern? National Cybersecurity Awareness Month is here, and to promote a better understanding of the … Continue Reading

Every Student Should Know about Student Loan Fraud

Student loan fraud occurs when identity thieves obtain personal information and use it to apply for federal student loans and Pell grants. It can happen to anyone, whether you attend college or not. College students are four times more likely than other groups to have their identity stolen by people they know, including roommates, family … Continue Reading

How to Guard Against and Respond to Child Identity Theft

Child identity theft happens. What does that mean for your child? Imagine this scenario: Your college-bound child applies for a car loan or credit card, but is turned down because of thousands of dollars in unpaid debt. Identity theft has struck again, and the resulting poor credit record will affect your child’s financial well-being for … Continue Reading

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The views, opinions, and ideas articulated in this blog are just that, and should not be construed as financial or legal advice. The writers of these blogs are educated on the topics they are writing about, but they are in no way licensed financial advisors or registered investment advisors. Diamond Credit Union is not responsible for any actions a person may take as a result of the information they read in one of our blogs.