Home Equity Loans vs Mortgages: Are They the Same?

Oftentimes there is confusion among potential homeowners as to the difference between home equity loans vs mortgages. They are not the same, and it’s important to understand which loan product is right for your needs. A mortgage is a loan that an individual receives from a lender to pay for a new home. The home … Continue Reading

3 Pieces of Easy Financial Advice for Expectant Parents

Raising kids is not an inexpensive endeavor. You start with diapers and car seats, move into childcare and braces, and finally tackle extracurricular activities and cell phones. The U.S. Department of Agriculture estimates that it will cost a middle-income family $233,610 to raise a child (and no, this doesn’t include the cost a college education). … Continue Reading

Cyber Security Awareness: Parents Must be a Firewall

Parents, do you break out in a cold sweat when you see your child surfing the internet? Do you worry about what sites they’re visiting or who’s interacting with them? Is your teen or tween’s smartphone use a cause for concern? National Cybersecurity Awareness Month is here, and to promote a better understanding of the … Continue Reading

Diamond Credit Union Helps Local Students Kick Off the School Year

Once again, Diamond looks forward to another school year and another opportunity to help local students succeed. From backpacks to scholarships, Diamond Credit Union is proud to provide continued support to students this school year and throughout their education. Scholarships Awarded to Six Local Students who Give Back to the Community Every year, Diamond Credit … Continue Reading

Are You On Track With Your Child’s College Savings?

Saving for and paying for college can be an 18+ year endeavor, and many families are uncertain about how to build their child’s college savings the right way. With the price of a college education rising each year, parents may wonder what their savings goal should be. Their very first question is often, “what will … Continue Reading

14 Identity Protection Tips for Travelers

As the weather warms up, you’re probably thinking about your next fun adventure. When you vacation, identity protection tips may be the last thing you want to think about. But that’s just what criminals count on. Did you know? 16.7 million people became victims of identity theft last year. Two out of five travelers admit … Continue Reading

Five Steps for Protecting yourself from Tax Refund Fraud

Imagine being unable to file your tax return because someone already filed in your name. And the worst part? You won’t receive your tax refund for the better part of a year. That’s essentially what happens when you become a victim of tax refund fraud. Your tax refund also could be delayed if another person … Continue Reading

5 Things You Need to Know About Improving Your Credit Health

The thought of improving your credit health can weigh heavily on the mind, especially when you are already under financial stress or when you are in a situation where your credit is about to be under scrutiny. Take control of your credit health by understanding the ins and outs of your credit history and what … Continue Reading

Credit Union Myths Debunked

Even though credit unions have been around for over 100 years, there are still a lot of misconceptions that circulate about what credit unions offer and how they operate. The biggest difference between banks and credit unions is that banks are for-profit financial institutions that are owned by the bank’s shareholders, while credit unions are … Continue Reading

Why Women Need to Plan For Retirement: 4 Women Share Their Challenges

For many decades, women have faced greater challenges than men preparing their plan for retirement. Why is this the case? On average women live 5-7 years longer than men, meaning their dollars need to stretch longer. We spoke to four women from different walks of life about their retirement planning journey in order to identify … Continue Reading

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The views, opinions, and ideas articulated in this blog are just that, and should not be construed as financial or legal advice. The writers of these blogs are educated on the topics they are writing about, but they are in no way licensed financial advisors or registered investment advisors. Diamond Credit Union is not responsible for any actions a person may take as a result of the information they read in one of our blogs.