small business

Business Services

Business Services Accounts

Everything you want in financial services for your business…and more!

Look closely and you’ll discover that Diamond Business Services Accounts offer benefits, features, and convenience unmatched by other financial institutions. Compare the products and services in our Business Services division and you’ll realize there has never been a better place or time to launch your business plans or expand your current business than right here, right now with Diamond Credit Union.

COMMERCIAL LOANS:

Commercial Lending with flexible terms and competitive rates, including small business loans, commercial real estate financing, and business lines of credit and business credit cards. We are dedicated to serving the small businesses in our local community.

  • Flexible loan terms.
  • Competitive interest rates.
  • Prompt and efficient customer service.
  • Commercial Real Estate Loans.

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BUSINESS MASTERCARDS:

Business Mastercards allow you the flexibility to operate your business as you need, when you need.

  • Mastercard® with Rewards also available.
  • No annual fees, low monthly payments.
  • Consolidated billing.
  • Zero-liability protection.
  • Emergency card replacement.
  • ATM access up to $2,500.
  • Account access through NetBranch.

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CHECKING ACCOUNTS:

Business Checking makes managing your business finances easy. Diamond offers two checking account options enabling you to choose the best financial solution for your business needs. From standard checking to interest-earning checking, each package is loaded with extra features to help make managing your business finances hassle-free.

Each of the following accounts include:

  • Free Debit Card.
  • Free use of Instant Deposits Online.
  • Electronic Communications Package – use Electronic Alerts to receive detailed account activity quickly.
  • Overdraft protection from designated share account or line of credit.
Business Easy Checking
  • No minimum balance/No monthly fee.
  • No dividends paid.
  • 100 transactions per month free (debits and credits).
  • $.50 per transaction over 100 per month.
Business Checking PLUS
  • $1000 minimum balance requirement (based on average daily balance).
  • Dividends paid on balances over $1000.
  • 300 transactions per month free (debits and credits).
  • $.50 per transaction over 300 per month.
Sole Proprietor Checking/Checking PLUS
  • Same great features as Business Checking and Checking PLUS with the added bonus of having the ability to make transfers between Business and Personal accounts.

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INVESTMENT ACCOUNTS:

Business Investment Accounts give you the opportunity to plan for your business’ future…and your future too. Flexible terms, low minimum requirements and high returns. Our investment products help your money grow, and that’s what your business is about, growth. Diamond offers a tiered-money market account, and regular and jumbo share certificates. Each product features flexible terms, low minimum requirements, and high returns.

Business Money Market
  • No monthly fee.
  • Tiered Rate Structure (minimum $2,500 to earn dividend).
  • Funds are federally insured up to $250,000.
Business Share Certificates
  • Minimum balance to open $1,000.
  • 5 Tiers: Short term, 90-Day, 26-Week, 12-Month, and 18-Month.
  • Funds are federally insured up to $250,000.
Business Jumbo Share Certificates
  • Minimum balance to open $75,000.
  • 5 Tiers: Short term, 90-Day, 26-Week, 12-Month, and 18-Month.
  • Funds are federally insured up to $250,000.
Sole Proprietor Investment Accounts
  • Same great features as Business Money Market and Business Share Certificates with the added bonus of having the ability to make transfers between Business and Personal accounts.

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Check out the additional benefits of partnering with Diamond for all of your small business financial needs.
BENEFITS AND MORE